Real Estate Investing in Clyde, New York (14433)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wayne County • Population: 4,319 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14433 (Clyde, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clyde, NY (14433)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $163,665
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $62,443
% Renters 19.5%

Market Analysis: 14433 Clyde

On balance, ZIP 14433 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $164K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14433 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 14433 and stronger Clyde ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A notable renter share of 20% in 14433 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 14433 is an operator game, not a passive one. Put differently, entry prices of $164K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clyde:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14433

Which property type performs best in this market?

Best for Cash Flow
2BR
7.6% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$42,893/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $122,937 $1,290 7.6% +7.3% $61,469
3BR $155,634 $1,550 7.2% +5.0% $51,878
4BR $171,573 $1,710 7.2% +5.4% $42,893

Market Trends

Home Value History (with trend line)

$171K$150K$130K$110K$89K$69KJul 2006Jul 2016Jul 2026

📊 How Does 14433 Compare?

Metric 14433 Clyde Rochester, NY New York
Home Value $163,665 $163,665 N/A $505,608
5-Year CAGR 4.1% 4.1% N/A 6.6%
Avg Rent $1,161 $1,161 N/A -
Cap Rate 5.5% 5.5% - -
💡 Why Invest in 14433? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14433 (Clyde, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 14433 (Clyde, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.5%
Fair
5yr Growth
+4.1%
Moderate

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $163,665
Monthly Rent $1,161
Price-to-Rent 11.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.5%
Cap Rate 5.5%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.1%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14433

Population: 4,319

💰 Median Household Income
$62,443
This area
$62,443
State
$86,376
USA
$74,580
🏠 Renter Occupied
19.5%
This area
19.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-24.2%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
4.2%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.0%
This area
9.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 3.0%
Hispanic/Latino 1.6%
Black/African American 1.6%
👶 Under 18
27.4%
This area
27.4%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14433

A+ Avg School Grade
3 Schools
11.1:1 Avg Class Size
$31,941 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CLYDE-SAVANNAH ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
414 Students
👨‍🏫
10.5:1 Class Size
💰
$31,941 Per Student
A+ Excellent

CLYDE-SAVANNAH HIGH SCHOOL

📚 10 – 12 High School
👥
148 Students
👨‍🏫
10.9:1 Class Size
💰
$31,941 Per Student
A Very Good

CLYDE-SAVANNAH JUNIOR HIGH SCHOOL

📚 07 – 09 High School
👥
192 Students
👨‍🏫
12.0:1 Class Size
💰
$31,941 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 59 Off-Campus Students
D
Wayne Finger Lakes BOCES-Practical Nursing Program
77 students · 10.7 mi
C
Northeast College of Health Sciences
528 students · 13.1 mi

Frequently Asked Questions

Where do home prices stand in Clyde, NY?

Expect median prices around $164K in Clyde, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

What do rentals go for in Clyde, NY?

Clyde, NY rentals go for roughly $1,161/mo a month. That puts gross yield in solid territory relative to $164K acquisition costs.

Is it easy to find good tenants in Clyde, NY?

Clyde, NY offers a steady renter base at the $1,161/mo rent level. Tenant turnover is reasonable for well-managed properties.

What real estate strategy is ideal for Clyde, NY?

The best-fit strategy in Clyde, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Can owner-occupants cash flow in Clyde, NY?

House hacking in Clyde, NY is a challenging. With home values around $164K and rents at $1,161/mo, owner-occupants can offset a meaningful share of PITI.

You know 14433 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14433 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 14433 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 14433 (Clyde)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 14433 (Clyde, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.