Real Estate Investing in Savannah, New York (13146)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13146 (Savannah, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.0% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Higher unemployment: 7.9% unemployment — tenant risk signal.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Savannah, NY (13146)?
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Market Analysis: 13146 Savannah
ZIP 13146 inside Wayne County looks affordable on the surface — median value of $177K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13146 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 13146 and stronger Savannah ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 13146 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 13146 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Savannah:
Property Strategy for 13146
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $169,857 | $1,550 | 6.6% | +6.8% | $56,619 |
| 4BR | $179,455 | $1,710 | 6.9% | +7.4% | $44,864 |
Market Trends
Home Value History (with trend line)
📊 How Does 13146 Compare?
| Metric | 13146 | Savannah | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $176,640 | $176,640 | N/A | $505,608 |
| 5-Year CAGR | 5.3% | 5.3% | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 5.1% | 5.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13146 (Savannah, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $176,640 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 12.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.9% |
| Cap Rate | 5.1% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +7.6% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13146
Population: 2,050
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What price range are homes in Savannah, NY?
Homes in Savannah, NY typically sell near $177K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
What real estate strategy is ideal for Savannah, NY?
The best-fit strategy in Savannah, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How deep is the rental pool in Savannah, NY?
Working renters make up the core of the Savannah, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Are eviction rules reasonable in Savannah, NY?
Rental owners in Savannah, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
Does house hacking work in Savannah, NY?
For house hackers, Savannah, NY is a challenging. The $1,161/mo rent on a unit helps defray the mortgage on a $177K property.
You know 13146 now. You don’t know where it ranks.
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How 13146 ranks in Rochester, NY
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