Real Estate Investing in Dolgeville, New York (13329)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fulton County • Population: 3,326 • Data updated: September 2026

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Should you buy in 13329 (Dolgeville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.3% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dolgeville, NY (13329)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $160,933
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $55,388
% Renters 31.7%

Market Analysis: 13329 Dolgeville

The 13329 ZIP in Dolgeville, NY is a local-operator market. Outside capital chasing a $161K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 13329 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 13329 and stronger Dolgeville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 13329 includes headwinds that any investor should price in. Income distribution skews lower than Dolgeville averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 13329 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dolgeville:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Gloversville, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gloversville, NY metro data
🏠

Property Strategy for 13329

Which property type performs best in this market?

Best for Cash Flow
4BR
7.0% cap rate
Best for Appreciation
2BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$38,155/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $129,118 $1,050 5.9% +8.6% $64,559
3BR $154,921 $1,260 5.9% +7.9% $51,640
4BR $152,622 $1,490 7.0% +8.3% $38,155

Market Trends

Home Value History (with trend line)

$168K$148K$128K$108K$88K$68KMay 2006Jun 2016Jul 2026

📊 How Does 13329 Compare?

Metric 13329 Dolgeville Gloversville, NY New York
Home Value $160,933 $160,933 N/A $505,608
5-Year CAGR 7.1% 7.1% N/A 6.6%
Avg Rent $945 $945 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 13329? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13329 (Dolgeville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+7.1%
Strong

📉 Market Crash Risk Index

Based on Gloversville, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $160,933
Monthly Rent $945
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +9.8% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13329

Population: 3,326

💰 Median Household Income
$55,388
This area
$55,388
State
$86,376
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-24.2%
USA
3.7%
🎓 College Educated
13.1%
This area
13.1%
State
4.2%
USA
33.7%
👤 Median Age
45.7 years
This area
45.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.3%
This area
15.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 4.1%
Hispanic/Latino 3.3%
Asian 0.4%
Black/African American 0.1%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
23.5%
This area
23.5%
USA
17.3%
📊 Poverty Rate
6.6%
This area
6.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13329

A+ Avg School Grade
2 Schools
10.5:1 Avg Class Size
$24,257 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DOLGEVILLE ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
435 Students
👨‍🏫
10.8:1 Class Size
💰
$24,257 Per Student
A+ Excellent

JAMES A GREEN JUNIOR-SENIOR HIGH SCHOOL

📚 07 – 12 High School
👥
359 Students
👨‍🏫
10.2:1 Class Size
💰
$24,257 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are home prices like in Dolgeville, NY?

Homes in Dolgeville, NY typically sell near $161K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Is NY a landlord-friendly state?

NY law tenant-protective for landlords, and Dolgeville inherits those rules. Investors should still review local ordinances for rental licensing.

Do landlords face vacancy issues in Dolgeville, NY?

Dolgeville, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Does house hacking work in Dolgeville, NY?

For house hackers, Dolgeville, NY is a challenging. The $945/mo rent on a unit helps defray the mortgage on a $161K property.

How deep is the rental pool in Dolgeville, NY?

Dolgeville, NY draws a steady base of working renters. Demand at the $945/mo rent level is reasonable for standard single-family and small multi rentals.

You know 13329 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13329 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 13329 ranks in Gloversville, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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