Real Estate Investing in Stratford, New York (13470)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13470 (Stratford, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 61.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 20.4% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stratford, NY (13470)?
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Market Analysis: 13470 Stratford
ZIP 13470 in Stratford, NY carries a significant set of headwinds. Home values near $229K and rents of $945/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 13470 can be a an appealing option for hunting ground — but the discount at $229K reflects genuine risk that outside investors often underestimate.
Regionally, 13470 sits on the difficult end of the NY spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
A solid renter share of 16% in 13470 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 13470 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Stratford:
Property Strategy for 13470
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $206,729 | $1,050 | 3.7% | +7.1% | $103,364 |
| 3BR | $232,106 | $1,260 | 3.9% | +6.9% | $77,369 |
Market Trends
Home Value History (with trend line)
📊 How Does 13470 Compare?
| Metric | 13470 | Stratford | Gloversville, NY | New York |
|---|---|---|---|---|
| Home Value | $228,608 | $228,608 | N/A | $505,608 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 6.6% |
| Avg Rent | $945 | $945 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13470 (Stratford, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $228,608 |
| Monthly Rent | $945 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +14.8% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13470
Population: 771
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What do rentals go for in Stratford, NY?
Stratford, NY rentals go for roughly $945/mo a month. That puts gross yield in solid territory relative to $229K acquisition costs.
What is the typical renter like in Stratford, NY?
Tenant demand in Stratford, NY is solid. The local workforce $945/mo rents across most rental classes.
How strong is Stratford, NY for real estate investors?
Our data puts Stratford, NY at 3.0/5 for investability. Home prices of $229K and rents around $945/mo create a solid backdrop for investor activity.
What real estate strategy is ideal for Stratford, NY?
The best-fit strategy in Stratford, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What kind of vacancy should I budget for in Stratford, NY?
Rental vacancy in Stratford, NY is elevated. Investors should budget normal turnover but not chronic empty units.
You know 13470 now. You don’t know where it ranks.
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How 13470 ranks in Gloversville, NY
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