Real Estate Investing in Salisbury Center, New York (13454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Herkimer County • Population: 754 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 13454 (Salisbury Center, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.5% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Salisbury Center, NY (13454)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $185,210
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $84,167
% Renters 9.1%

Market Analysis: 13454 Salisbury Center

The 13454 ZIP in Salisbury Center, NY is a local-operator market. Outside capital chasing a $185K entry has to pair deep knowledge with the discount.

For an experienced owner, 13454 can be a a viable market for hunting ground — but the discount at $185K reflects genuine risk that outside investors often underestimate.

ZIP 13454's metrics run below Herkimer County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 13454 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 13454 is an operator game, not a passive one. In practical terms, entry prices of $185K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Salisbury Center:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+10.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Utica-Rome, NY Metro Area
Even conditions for buyers and sellers
41 days
Average time to sell
Average
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Utica-Rome, NY metro data

Market Trends

Home Value History (with trend line)

$194K$169K$144K$120K$95K$70KJul 2006Jul 2016Jul 2026

📊 How Does 13454 Compare?

Metric 13454 Salisbury Center Utica-Rome, NY New York
Home Value $185,210 $185,210 N/A $505,608
5-Year CAGR 6.5% 6.5% N/A 6.6%
Avg Rent $945 $945 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 13454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13454 (Salisbury Center, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 13454 (Salisbury Center, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $185,210
Monthly Rent $945
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +10.2% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.5%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13454

Population: 754

💰 Median Household Income
$84,167
This area
$84,167
State
$86,376
USA
$74,580
🏠 Renter Occupied
9.1%
This area
9.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
4.2%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
19.5%
This area
19.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 91.4%
Other/Mixed 8.6%
Hispanic/Latino 4.5%
👶 Under 18
11.1%
This area
11.1%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
9.0%
This area
9.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Herkimer County BOCES-Practical Nursing Program
62 students · 14.8 mi

Frequently Asked Questions

Are homes affordable in Salisbury Center, NY?

Salisbury Center, NY median home values land near $185K. That is reasonable territory for investors looking at $945/mo-per-month rentals.

Do rentals sit vacant long in Salisbury Center, NY?

Expect elevated vacancy in Salisbury Center, NY. Rents at $945/mo are absorbed by the tenant base without meaningful lag.

What is the typical renter like in Salisbury Center, NY?

Tenant quality in Salisbury Center, NY ranks as solid. Landlords generally report steady occupancy at market rents of $945/mo.

Does house hacking make sense in Salisbury Center, NY?

House hacking works a challenging in Salisbury Center, NY. Rents of $945/mo against $185K acquisition make the strategy solid for owner-occupants.

What real estate strategy is ideal for Salisbury Center, NY?

For Salisbury Center, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 13454 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13454 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 13454 ranks in Utica-Rome, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 13454 (Salisbury Center)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 13454 (Salisbury Center, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.