Fastest-Appreciating ZIP Codes in Utica-Rome, NY (2026)
Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 13162 | Verona Beach, NY | $220,852 | $1,062 | 3.75% | 9.7% |
| 2 | 13350 | Herkimer, NY | $166,889 | $1,026 | 4.80% | 8.4% |
| 3 | 13501 | Utica, NY | $213,454 | $1,349 | 4.93% | 8.2% |
| 4 | 13340 | Frankfort, NY | $224,596 | $990 | 3.44% | 8.1% |
| 5 | 13502 | Utica, NY | $212,030 | $1,527 | 5.62% | 7.9% |
| 6 | 13440 | Rome, NY | $214,647 | $1,500 | 5.45% | 7.9% |
| 7 | 13319 | Chadwicks, NY | $200,803 | $945 | 3.67% | 7.9% |
| 8 | 13461 | Sherrill, NY | $264,741 | $1,251 | 3.69% | 7.9% |
| 9 | 13456 | Sauquoit, NY | $300,281 | $945 | 2.45% | 7.7% |
| 10 | 13424 | Oriskany, NY | $260,161 | $981 | 2.94% | 7.7% |
| 11 | 13491 | West Winfield, NY | $217,142 | $1,071 | 3.85% | 7.6% |
| 12 | 13494 | Woodgate, NY | $300,467 | $1,188 | 3.08% | 7.6% |
| 13 | 13406 | Middleville, NY | $183,437 | $945 | 4.02% | 7.6% |
| 14 | 13331 | Eagle Bay, NY | $434,141 | $1,080 | 1.94% | 7.5% |
| 15 | 13407 | Mohawk, NY | $178,510 | $945 | 4.13% | 7.5% |
| 16 | 13413 | New Hartford, NY | $316,568 | $2,158 | 5.32% | 7.4% |
| 17 | 13490 | Westmoreland, NY | $259,314 | $1,080 | 3.25% | 7.4% |
| 18 | 13357 | Ilion, NY | $160,256 | $981 | 4.77% | 7.3% |
| 19 | 13492 | Whitesboro, NY | $270,726 | $1,338 | 3.85% | 7.3% |
| 20 | 13318 | Cassville, NY | $257,431 | $990 | 3.00% | 7.2% |
| 21 | 13425 | Oriskany Falls, NY | $211,164 | $1,071 | 3.96% | 7.1% |
| 22 | 13338 | Forestport, NY | $226,827 | $1,305 | 4.49% | 7.0% |
| 23 | 13416 | Newport, NY | $229,702 | $945 | 3.21% | 7.0% |
| 24 | 13403 | Marcy, NY | $307,930 | $1,305 | 3.31% | 7.0% |
| 25 | 13431 | Poland, NY | $264,793 | $972 | 2.86% | 7.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Utica-Rome, NY · Affordable in Utica-Rome, NY
Or see the full Utica-Rome, NY metro profile.