Real Estate Investing in Middleville, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 491 • Herkimer County

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Should you buy in Middleville, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Middleville, NY?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.6% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $183,437
Avg Monthly Rent $945
ZIP Codes 1

Investing in Middleville Real Estate

Middleville in New York is one of the markets where the numbers warn before they reward — 1 ZIPs, a sizable population, and a rating that reflects material risk.

Investors considering Middleville, NY should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Rents in Middleville at $945/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Middleville's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Utica-Rome, NY

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Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$183,437
Avg Monthly Rent
$945
1% Rule
✗ Below
Landlord Friendly (NY)

ZIP Codes in Middleville, NY

Screen every ZIP in Middleville

Filter Middleville’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Middleville, NY

What is the average home sale price in Middleville, NY?

Middleville, NY home values average about $183K. That price point suits investors targeting rentals with $945/mo in monthly income.

Is NY a landlord-friendly state?

NY ranks as a tenant-protective state for landlord-tenant law. Middleville generally follows the statewide framework, so landlords face reasonable operating rules.

Is Middleville, NY suited for a house hack?

House hacking in Middleville, NY is reasonable to execute. Prices around $183K and rents of $945/mo solid owner-occupant economics.

Does Middleville, NY make sense for an investment property?

Yes - Middleville, NY a 3.0/5 investability score. With $183K home prices against $945/mo monthly rent, the market delivers a reasonable entry point for new investors.

How strong is the working-renter base in Middleville, NY?

Tenant quality in Middleville, NY ranks as solid. Landlords generally report measured occupancy at market rents of $945/mo.

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