Best ZIP Codes for Cash Flow in Gloversville, NY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 13329 | Dolgeville, NY | $160,933 | $945 | 4.58% | 7.1% |
| 2 | 13452 | Saint Johnsville, NY | $159,824 | $918 | 4.48% | 4.7% |
| 3 | 12078 | Gloversville, NY | $184,872 | $1,025 | 4.32% | 7.2% |
| 4 | 12095 | Johnstown, NY | $210,570 | $967 | 3.58% | 5.4% |
| 5 | 12086 | Hagaman, NY | $280,394 | $1,206 | 3.35% | 6.4% |
| 6 | 13470 | Stratford, NY | $228,608 | $945 | 3.22% | 6.6% |
| 7 | 12032 | Caroga Lake, NY | $265,797 | $1,080 | 3.17% | 8.2% |
| 8 | 12070 | Fort Johnson, NY | $236,277 | $954 | 3.15% | 6.0% |
| 9 | 12025 | Broadalbin, NY | $315,545 | $1,206 | 2.98% | 6.6% |
| 10 | 12134 | Northville, NY | $328,205 | $1,206 | 2.87% | 7.7% |
| 11 | 12117 | Mayfield, NY | $291,715 | $999 | 2.67% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Gloversville, NY · Affordable in Gloversville, NY
Or see the full Gloversville, NY metro profile.