Real Estate Investing in Islip Terrace, New York (11752)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 8,990 • Data updated: September 2026

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Should you buy in 11752 (Islip Terrace, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Islip Terrace, NY (11752)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $663,805
Avg Monthly Rent $2,790
1% Rule ✗ Does Not Meet
Median Income $147,672
% Renters 13.8%

Market Analysis: 11752 Islip Terrace

Investors eyeing 11752 need to respect the fundamentals at play. Home values of $664K come alongside slower price movement and elevated management overhead.

From a cash-flow lens, the numbers look inviting — $664K purchase price, 0.0% nominal cap — the work to hit that pro forma in 11752 is substantial and deserves full respect.

Within NY, ZIP 11752 trails on several market indicators that neighboring Suffolk County submarkets outperform. The gap is real and durable enough to shape underwriting.

The demographic picture in 11752 includes headwinds that any investor should price in. Income distribution skews lower than Islip Terrace averages, and tenant stability requires active management.

The right play in 11752 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Islip Terrace:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,790/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 11752

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
3BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$173,303/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $637,437 $4,020 4.5% +8.6% $212,479
4BR $693,210 $4,250 4.4% +7.8% $173,303

Market Trends

Home Value History (with trend line)

$693K$618K$542K$466K$391K$315KJul 2006Jul 2016Jul 2026

📊 How Does 11752 Compare?

Metric 11752 Islip Terrace New York
Home Value $663,805 $663,805 $505,608
5-Year CAGR 4.6% 4.6% 6.6%
Avg Rent $2,790 $2,790 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 11752? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11752 (Islip Terrace, NY). Anonymous, moderated, never written by AI.

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Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

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Eminent Properties Ltd is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $663,805
Monthly Rent $2,790
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.6%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 11752

Population: 8,990

💰 Median Household Income
$147,672
This area
$147,672
State
$86,376
USA
$74,580
🏠 Renter Occupied
13.8%
This area
13.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-24.2%
USA
3.7%
🎓 College Educated
32.3%
This area
32.3%
State
4.2%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.9%
This area
4.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 82.1%
Other/Mixed 14.8%
Hispanic/Latino 11.6%
Black/African American 1.9%
Asian 1.2%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11752

A+ Avg School Grade
4 Schools
10.5:1 Avg Class Size
$37,815 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CONNETQUOT ELEMENTARY SCHOOL

📚 Pre-K – 02 Elementary
👥
364 Students
👨‍🏫
9.7:1 Class Size
💰
$37,815 Per Student
A+ Excellent

EAST ISLIP MIDDLE SCHOOL

📚 06 – 08 Middle
👥
786 Students
👨‍🏫
10.8:1 Class Size
💰
$37,815 Per Student
A+ Excellent

RUTH C KINNEY ELEMENTARY SCHOOL

📚 03 – 05 Elementary
👥
306 Students
👨‍🏫
9.6:1 Class Size
💰
$37,815 Per Student
A+ Excellent

EAST ISLIP HIGH SCHOOL

📚 09 – 12 High School
👥
1,178 Students
👨‍🏫
11.9:1 Class Size
💰
$37,815 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

COMMACK ROAD ELEMENTARY SCHOOL

📚 02 – 05 Elementary
📍 300 COMMACK RD, ISLIP
👥
435 Students
👨‍🏫
11.0:1 Class Size
💰
$32,050 Per Student
A+ Excellent

ISLIP MIDDLE SCHOOL

📚 06 – 08 Middle
📍 211 MAIN ST, ISLIP
👥
615 Students
👨‍🏫
9.9:1 Class Size
💰
$32,050 Per Student
A+ Excellent

JOHN F KENNEDY ELEMENTARY SCHOOL

📚 03 – 05 Elementary
📍 94 WOODLAND DR, EAST ISLIP
👥
430 Students
👨‍🏫
11.1:1 Class Size
💰
$37,815 Per Student
A+ Excellent

MAUD S SHERWOOD ELEMENTARY SCHOOL

📚 02 – 05 Elementary
📍 301 SMITH AVE, ISLIP
👥
351 Students
👨‍🏫
10.3:1 Class Size
💰
$32,050 Per Student
A+ Excellent

OAKDALE-BOHEMIA MIDDLE SCHOOL

📚 06 – 08 Middle
📍 60 OAKDALE-BOHEMIA RD, OAKDALE
👥
586 Students
👨‍🏫
9.4:1 Class Size
💰
$40,472 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,927 Off-Campus Students
C
Access Careers-Islandia
314 students · 3.0 mi
C
New York Institute of Beauty
241 students · 3.2 mi
C+
Eastern Suffolk BOCES
31 students · 3.4 mi
C
Eastern Suffolk BOCES
275 students · 4.7 mi
C+
Long Island Beauty School-Hauppauge
119 students · 5.1 mi
C
Suffolk County Community College
20,053 students · 8.8 mi
C
Five Towns College
723 students · 10.6 mi
B+
Stony Brook University
25,865 students · 11.2 mi

Investor Insight: With 2,927 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How high is vacancy risk in Islip Terrace, NY?

Vacancy risk in Islip Terrace, NY is elevated. That supports even-keeled cash flow for typical rental holds.

How much is rent in Islip Terrace, NY?

Rents in Islip Terrace, NY run near $2,790/mo. Compared with median home prices of $664K that produces solid gross yields for typical rentals.

Are landlord laws favorable in Islip Terrace, NY?

Rental owners in Islip Terrace, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Does house hacking make sense in Islip Terrace, NY?

House hacking works a challenging in Islip Terrace, NY. Rents of $2,790/mo against $664K acquisition make the strategy solid for owner-occupants.

Which investment style suits Islip Terrace, NY?

A careful cash-flow rentals with hands-on management strategy Islip Terrace, NY best. The market produces steady results for that approach at the $664K price point.

You know 11752 now. You don’t know where it ranks.

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How 11752 ranks in New York-Newark-Jersey City, NY-NJ-PA

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