Real Estate Investing in Hastings on Hudson, New York (10706)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 9,119 • Data updated: September 2026

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Should you buy in 10706 (Hastings on Hudson, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 30.7 — hard to cash-flow at these prices.

What’s happening in Hastings on Hudson, NY (10706)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,169,338
Avg Monthly Rent $3,175
1% Rule ✗ Does Not Meet
Median Income $161,908
% Renters 21.0%

Market Analysis: 10706 Hastings on Hudson

Investors eyeing 10706 need to respect the fundamentals at play. Home values of $1.2M come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.2M asset, 10706 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 10706 and stronger Hastings on Hudson ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Looking more closely, 9,119 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Hastings on Hudson's stable or hybrid ZIPs before stepping into 10706. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hastings on Hudson:

C+ Average
Buy Confidence Score: 62/100
Affordability
5/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.2× the median income
Value Trend
Rising (+15.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,175/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 10706

Which property type performs best in this market?

Best for Cash Flow
2BR
3.3% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
4BR
$320,460/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $685,551 $3,150 3.3% +5.8% $342,775
3BR $1,052,132 $3,940 2.7% +7.7% $350,711
4BR $1,281,840 $4,290 2.4% +7.5% $320,460

Market Trends

Home Value History (with trend line)

$1.2M$1.1M$929K$784K$638K$493KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,245$3,048$2,851$2,653$2,456$2,259Jan 2025Oct 2025Jul 2026

📊 How Does 10706 Compare?

Metric 10706 Hastings on Hudson New York
Home Value $1,169,338 $1,169,338 $505,608
5-Year CAGR 8.4% 8.4% 6.6%
Avg Rent $3,175 $3,175 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 10706? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10706 (Hastings on Hudson, NY). Anonymous, moderated, never written by AI.

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Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

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Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

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Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+8.4%
Strong

📊 Market Snapshot

Home Value $1,169,338
Monthly Rent $3,175
Price-to-Rent 30.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.1%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +15.4% ▲
3-Year CAGR +9.6% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year +3.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 10706

Population: 9,119

💰 Median Household Income
$161,908
This area
$161,908
State
$86,376
USA
$74,580
🏠 Renter Occupied
21.0%
This area
21.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-24.2%
USA
3.7%
🎓 College Educated
71.5%
This area
71.5%
State
4.2%
USA
33.7%
👤 Median Age
47.7 years
This area
47.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
1.8%
This area
1.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 82.4%
Other/Mixed 9.3%
Asian 7.3%
Hispanic/Latino 6.6%
Black/African American 1.1%
👶 Under 18
21.1%
This area
21.1%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10706

B+ Avg School Grade
6 Schools
6.1:1 Avg Class Size
$38,885 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

FARRAGUT MIDDLE SCHOOL

📚 05 – 08 School
👥
529 Students
👨‍🏫
9.7:1 Class Size
💰
$38,885 Per Student
A+ Excellent

HASTINGS HIGH SCHOOL

📚 09 – 12 High School
👥
504 Students
👨‍🏫
9.7:1 Class Size
💰
$38,885 Per Student
A+ Excellent

HILLSIDE ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
546 Students
👨‍🏫
10.6:1 Class Size
💰
$38,885 Per Student
C+ Average

MARTIN LUTHER KING JR HIGH SCHOOL

📚 09 – 12 High School
👥
47 Students
👨‍🏫
2.5:1 Class Size
C+ Average

ZICCOLELLA ELEMENTARY SCHOOL

📚 K – 06 School
👥
24 Students
👨‍🏫
2.2:1 Class Size
C+ Average

ZICCOLELLA MIDDLE SCHOOL

📚 06 – 08 Middle
👥
26 Students
👨‍🏫
1.6:1 Class Size

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ARDSLEY HIGH SCHOOL

📚 09 – 12 High School
📍 300 FARM RD, ARDSLEY
👥
748 Students
👨‍🏫
9.5:1 Class Size
💰
$32,892 Per Student
A+ Excellent

ARDSLEY MIDDLE SCHOOL

📚 05 – 08 School
📍 700 ASHFORD AVE, ARDSLEY
👥
766 Students
👨‍🏫
10.9:1 Class Size
💰
$32,892 Per Student
A+ Excellent

DOBBS FERRY HIGH SCHOOL

📚 09 – 12 High School
📍 505 BROADWAY, DOBBS FERRY
👥
438 Students
👨‍🏫
9.4:1 Class Size
💰
$39,805 Per Student
A+ Excellent

DOBBS FERRY MIDDLE SCHOOL

📚 06 – 08 Middle
📍 505 BROADWAY, DOBBS FERRY
👥
341 Students
👨‍🏫
9.0:1 Class Size
💰
$39,805 Per Student
A+ Excellent

SPRINGHURST ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 175 WALGROVE AVE, DOBBS FERRY
👥
709 Students
👨‍🏫
10.1:1 Class Size
💰
$39,805 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Cochran School of Nursing
112 students · 1.7 mi
C
Mercy University
8,774 students · 2.2 mi
C+
Westchester School for Medical & Dental Assistants
35 students · 2.7 mi
C
Saint Vladimirs Orthodox Theological Seminary
90 students · 2.8 mi
C+
Sarah Lawrence College
1,743 students · 4.0 mi
D
Academy for Jewish Religion
62 students · 4.1 mi
C
St. Thomas Aquinas College
1,950 students · 5.0 mi
D
The College of Westchester
891 students · 5.3 mi

Frequently Asked Questions

What price range are homes in Hastings on Hudson, NY?

The median home value in Hastings on Hudson, NY is roughly $1.2M. That puts it reasonable relative to the NY statewide average.

What is the average monthly rent in Hastings on Hudson, NY?

Expect rents around $3,175/mo per month in Hastings on Hudson, NY. With home values at $1.2M, the yield math works out to reasonable levels for rental investors.

What is the best play in Hastings on Hudson, NY?

For Hastings on Hudson, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Can owner-occupants cash flow in Hastings on Hudson, NY?

Hastings on Hudson, NY offers a tougher house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $3,175/mo rent level.

Is Hastings on Hudson, NY a friendly market for rental owners?

Hastings on Hudson, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 10706 now. You don’t know where it ranks.

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How 10706 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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