Real Estate Investing in Dobbs Ferry, New York (10522)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10522 (Dobbs Ferry, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Dobbs Ferry, NY (10522)?
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Market Analysis: 10522 Dobbs Ferry
Not every below-median market is a bargain. Dobbs Ferry's 10522 ZIP registers signals that favor experienced operators who can absorb the risk $1.0M pricing implies.
The 10522 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Dobbs Ferry have seen price recovery that 10522 has not matched. Westchester County data supports the view that the spread is structural rather than temporary.
Employment concentration in 10522 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Dobbs Ferry's stable or hybrid ZIPs before stepping into 10522. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Dobbs Ferry:
Property Strategy for 10522
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $676,144 | $3,520 | 3.7% | +6.5% | $338,072 |
| 3BR | $923,729 | $4,410 | 3.4% | +5.9% | $307,910 |
| 4BR | $1,210,843 | $4,790 | 2.8% | +7.7% | $302,711 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10522 Compare?
| Metric | 10522 | Dobbs Ferry | New York |
|---|---|---|---|
| Home Value | $1,033,034 | $1,033,034 | $505,608 |
| 5-Year CAGR | 6.6% | 6.6% | 6.6% |
| Avg Rent | $4,216 | $4,216 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10522 (Dobbs Ferry, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,033,034 |
| Monthly Rent | $4,216 |
| Price-to-Rent | 20.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +13.0% ▲ |
| 3-Year CAGR | +8.3% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | +14.2% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10522
Population: 11,464
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10522
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ARDSLEY HIGH SCHOOL
ARDSLEY MIDDLE SCHOOL
FARRAGUT MIDDLE SCHOOL
HASTINGS HIGH SCHOOL
HILLSIDE ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Dobbs Ferry, NY a smart market for rental property?
The 3.0/5 investability rating in Dobbs Ferry, NY reflects its $1.0M prices and $4,216/mo rents. Investors generally consider it a solid option within NY.
What is the typical vacancy rate in Dobbs Ferry, NY?
Occupancy in Dobbs Ferry, NY runs even-keeled with elevated vacancy. Well-priced units at $4,216/mo lease on reasonable timelines.
How much do tenants pay in Dobbs Ferry, NY?
Expect rents around $4,216/mo per month in Dobbs Ferry, NY. With home values at $1.0M, the yield math works out to reasonable levels for rental investors.
Is NY a landlord-friendly state?
The landlord environment in Dobbs Ferry, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How qualified is the tenant pool in Dobbs Ferry, NY?
Expect a solid tenant pool in Dobbs Ferry, NY. The rental market absorbs $4,216/mo rents without meaningful friction.
You know 10522 now. You don’t know where it ranks.
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How 10522 ranks in New York-Newark-Jersey City, NY-NJ-PA
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