Real Estate Investing in Tarrytown, New York (10591)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 23,663 • Data updated: September 2026

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Should you buy in 10591 (Tarrytown, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Tarrytown, NY (10591)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $954,014
Avg Monthly Rent $3,284
1% Rule ✗ Does Not Meet
Median Income $107,574
% Renters 49.0%

Market Analysis: 10591 Tarrytown

ZIP 10591 inside Westchester County looks affordable on the surface — median value of $954K — but the discount exists for reasons that a careful buyer should understand before committing.

The 10591 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 10591 sits on the difficult end of the NY spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

A impressive renter share of 49% in 10591 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 10591 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tarrytown:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.9× the median income
Value Trend
Rising (+11.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,284/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 10591

Which property type performs best in this market?

Best for Cash Flow
1BR
6.0% cap rate
Best for Appreciation
5BR
+6.0% 5yr CAGR
Best Overall Value
4BR
$273,578/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $327,326 $2,720 6.0% $327,326
2BR $699,808 $2,980 3.1% +5.2% $349,904
3BR $857,061 $3,730 3.1% +4.7% $285,687
4BR $1,094,313 $4,050 2.7% +4.4% $273,578
5BR $1,458,704 +6.0% $291,741

Market Trends

Home Value History (with trend line)

$988K$890K$793K$696K$598K$501KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,698$3,462$3,226$2,989$2,753$2,517Mar 2022May 2024Jul 2026

📊 How Does 10591 Compare?

Metric 10591 Tarrytown New York
Home Value $954,014 $954,014 $505,608
5-Year CAGR 4.1% 4.1% 6.6%
Avg Rent $3,284 $3,284 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 10591? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10591 (Tarrytown, NY). Anonymous, moderated, never written by AI.

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Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

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Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

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Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $954,014
Monthly Rent $3,284
Price-to-Rent 24.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +11.3% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year -3.7% ▼
3-Year CAGR +3.6% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.1%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 10591

Population: 23,663

💰 Median Household Income
$107,574
This area
$107,574
State
$86,376
USA
$74,580
🏠 Renter Occupied
49.0%
This area
49.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-24.2%
USA
3.7%
🎓 College Educated
54.0%
This area
54.0%
State
4.2%
USA
33.7%
👤 Median Age
42.0 years
This area
42.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.5%
This area
5.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 59.3%
Other/Mixed 30.9%
Hispanic/Latino 26.2%
Asian 5.7%
Black/African American 4.1%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
5.2%
This area
5.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10591

A+ Avg School Grade
6 Schools
10.6:1 Avg Class Size
$44,640 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

POCANTICO HILLS CENTRAL SCHOOL

📚 Pre-K – 08 School
👥
339 Students
👨‍🏫
8.3:1 Class Size
💰
$108,086 Per Student
A+ Excellent

SLEEPY HOLLOW MIDDLE SCHOOL

📚 06 – 08 Middle
👥
605 Students
👨‍🏫
11.0:1 Class Size
💰
$31,951 Per Student
A+ Excellent

W L MORSE SCHOOL

📚 01 – 02 Elementary
👥
425 Students
👨‍🏫
10.8:1 Class Size
💰
$31,951 Per Student
A+ Excellent

WASHINGTON IRVING INTERM SCHOOL

📚 03 – 05 Elementary
👥
562 Students
👨‍🏫
10.2:1 Class Size
💰
$31,951 Per Student
A+ Excellent

JOHN PAULDING SCHOOL

📚 Pre-K – 02 Elementary
👥
214 Students
👨‍🏫
11.1:1 Class Size
💰
$31,951 Per Student
A+ Excellent

SLEEPY HOLLOW HIGH SCHOOL

📚 09 – 12 High School
👥
820 Students
👨‍🏫
12.3:1 Class Size
💰
$31,951 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ALEXANDER HAMILTON HIGH SCHOOL

📚 07 – 12 High School
📍 98 S GOODWIN AVE, ELMSFORD
👥
477 Students
👨‍🏫
10.3:1 Class Size
💰
$39,344 Per Student
A+ Excellent

ALICE E GRADY ELEMENTARY SCHOOL

📚 02 – 06 School
📍 45 COBB LN, ELMSFORD
👥
404 Students
👨‍🏫
11.1:1 Class Size
💰
$39,344 Per Student
A+ Excellent

HAWTHORNE ELEMENTARY SCHOOL

📚 K – 02 Elementary
📍 225 MEMORIAL DR, HAWTHORNE
👥
451 Students
👨‍🏫
10.2:1 Class Size
💰
$38,292 Per Student
A+ Excellent

CARL L DIXSON ELEMENTARY SCHOOL

📚 K – 01 Elementary
📍 22 S HILLSIDE AVE, ELMSFORD
👥
132 Students
👨‍🏫
7.8:1 Class Size
💰
$39,344 Per Student
A Very Good

CEDAR KNOLLS ACADEMY

📚 K – 12 K-12
📍 226 LINDA AVE, HAWTHORNE
👥
66 Students
👨‍🏫
5.3:1 Class Size
💰
$134,477 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,907 Off-Campus Students
C
New York Medical College
1,470 students · 1.9 mi
C
SUNY Westchester Community College
9,031 students · 3.2 mi
C+
Westchester School for Medical & Dental Assistants
35 students · 4.2 mi
C
Mercy University
8,774 students · 4.6 mi
D
The College of Westchester
891 students · 4.8 mi
C
New York School of Esthetics & Day Spa
164 students · 4.8 mi
C
Culinary Tech Center
44 students · 5.5 mi
C
St. Thomas Aquinas College
1,950 students · 5.6 mi

Investor Insight: With 2,907 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Tarrytown, NY?

The median home value in Tarrytown, NY is roughly $954K. That puts it reasonable relative to the NY statewide average.

Is it easy to find good tenants in Tarrytown, NY?

The renter base in Tarrytown, NY is reasonable for the $3,284/mo price point. Screening well and pricing to market typically yields stable tenants.

Do landlords face vacancy issues in Tarrytown, NY?

Expect elevated vacancy in Tarrytown, NY. Rents at $3,284/mo are absorbed by the tenant base without meaningful lag.

Does a duplex house hack pencil in Tarrytown, NY?

For house hackers, Tarrytown, NY is a challenging. The $3,284/mo rent on a unit helps defray the mortgage on a $954K property.

Is Tarrytown, NY landlord-friendly?

NY ranks as a tenant-protective state for landlord-tenant law. Tarrytown generally follows the statewide framework, so landlords face reasonable operating rules.

You know 10591 now. You don’t know where it ranks.

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How 10591 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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