Real Estate Investing in Nyack, New York (10960)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockland County • Population: 15,277 • Data updated: September 2026

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Should you buy in 10960 (Nyack, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.0% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Nyack, NY (10960)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $788,289
Avg Monthly Rent $2,914
1% Rule ✗ Does Not Meet
Median Income $114,698
% Renters 48.6%

Market Analysis: 10960 Nyack

The 10960 ZIP covers a section of Nyack that demands careful diligence. Prices near $788K look accessible, but the work to make a deal cash flow is real.

Rent of $2,914/mo on a $788K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10960 sits below the stated 0.0% once reality is priced in.

ZIP 10960's metrics run below Rockland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Stepping back, 15,277 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Nyack:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.9× the median income
Value Trend
Rising (+8.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,914/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 10960

Which property type performs best in this market?

Best for Cash Flow
3BR
4.3% cap rate
Best for Appreciation
5BR
+9.0% 5yr CAGR
Best Overall Value
3BR
$236,397/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $572,396 $3,390 4.3% +6.5% $286,198
3BR $709,190 $4,250 4.3% +6.9% $236,397
4BR $963,630 $4,610 3.4% +7.8% $240,907
5BR $1,305,032 +9.0% $261,006

Market Trends

Home Value History (with trend line)

$816K$736K$655K$575K$494K$414KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,984$2,800$2,615$2,430$2,246$2,061Jan 2024May 2025Jul 2026

📊 How Does 10960 Compare?

Metric 10960 Nyack New York
Home Value $788,289 $788,289 $505,608
5-Year CAGR 5.4% 5.4% 6.6%
Avg Rent $2,914 $2,914 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 10960? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10960 (Nyack, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $788,289
Monthly Rent $2,914
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +8.5% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year +23.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.4%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 10960

Population: 15,277

💰 Median Household Income
$114,698
This area
$114,698
State
$86,376
USA
$74,580
🏠 Renter Occupied
48.6%
This area
48.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-24.2%
USA
3.7%
🎓 College Educated
59.2%
This area
59.2%
State
4.2%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.0%
This area
8.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 61.8%
Black/African American 20.1%
Other/Mixed 13.0%
Hispanic/Latino 9.0%
Asian 5.0%
👶 Under 18
16.8%
This area
16.8%
USA
22.0%
👴 65 and Over
20.8%
This area
20.8%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10960

A+ Avg School Grade
3 Schools
10.3:1 Avg Class Size
$33,319 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

NYACK MIDDLE SCHOOL

📚 06 – 08 Middle
👥
648 Students
👨‍🏫
9.8:1 Class Size
💰
$33,319 Per Student
A+ Excellent

UPPER NYACK SCHOOL

📚 K – 05 Elementary
👥
400 Students
👨‍🏫
11.3:1 Class Size
💰
$33,319 Per Student
A+ Excellent

NYACK SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
914 Students
👨‍🏫
9.8:1 Class Size
💰
$33,319 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

COTTAGE LANE ELEMENTARY SCHOOL

📚 03 – 05 Elementary
📍 120 COTTAGE LN, BLAUVELT
👥
623 Students
👨‍🏫
10.7:1 Class Size
💰
$40,576 Per Student
A+ Excellent

FELIX FESTA ACHIEVEMENT MIDDLE SCHOOL

📚 06 – 08 Middle
📍 30 PARROTT RD, WEST NYACK
👥
595 Students
👨‍🏫
10.5:1 Class Size
💰
$28,679 Per Student
A+ Excellent

FELIX FESTA CHARACTER MIDDLE SCHOOL

📚 06 – 08 Middle
📍 30 PARROTT RD, WEST NYACK
👥
664 Students
👨‍🏫
11.5:1 Class Size
💰
$28,679 Per Student
A+ Excellent

FELIX FESTA DETERMINATION MIDDLE SCHOOL

📚 06 – 08 Middle
📍 30 PARROTT RD, WEST NYACK
👥
619 Students
👨‍🏫
11.8:1 Class Size
💰
$28,679 Per Student
A+ Excellent

LIBERTY ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 142 LAKE RD, VALLEY COTTAGE
👥
449 Students
👨‍🏫
11.5:1 Class Size
💰
$33,319 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 17 Off-Campus Students
C
Dominican University New York
1,378 students · 3.1 mi
C
St. Thomas Aquinas College
1,950 students · 3.3 mi
C
Rockland County BOCES-Practical Nursing Program
29 students · 3.6 mi
C+
Capri Cosmetology Learning Centers
328 students · 5.0 mi
C
Mercy University
8,774 students · 5.4 mi
C
New York Medical College
1,470 students · 6.1 mi
C
Bais Medrash of Dexter Park
22 students · 6.2 mi
C+
Westchester School for Medical & Dental Assistants
35 students · 6.3 mi

Frequently Asked Questions

How does Nyack, NY rate as a rental market?

Nyack, NY scores 3.0/5 for investability. Home values sit at $788K and rents near $2,914/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in Nyack, NY?

Average rent in Nyack, NY is approximately $2,914/mo per month. Against $788K home values that yields a reasonable rent-to-price ratio.

How should investors approach Nyack, NY?

In Nyack, NY the notable play is typically careful cash-flow rentals with hands-on management. The combination of $788K prices and $2,914/mo rents suits that approach.

Are landlord laws favorable in Nyack, NY?

Rental owners in Nyack, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How high is vacancy risk in Nyack, NY?

Vacancy risk in Nyack, NY is elevated. That supports steady cash flow for typical rental holds.

You know 10960 now. You don’t know where it ranks.

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How 10960 ranks in New York-Newark-Jersey City, NY-NJ-PA

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