Real Estate Investing in Orangeburg, New York (10962)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10962 (Orangeburg, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 28.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Orangeburg, NY (10962)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10962 Orangeburg
ZIP 10962 in Orangeburg, NY carries a impressive set of headwinds. Home values near $768K and rents of $2,259/mo sit inside a market where underwriting has to be tight.
The investment case in 10962 is healthy only for operators who understand what they are buying. A $768K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 10962 and stronger Orangeburg ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 10962 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 10962 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Orangeburg:
Property Strategy for 10962
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $666,750 | $3,120 | 3.4% | +6.8% | $222,250 |
| 4BR | $784,566 | $3,370 | 3.1% | +6.8% | $196,142 |
| 5BR | $942,704 | — | — | +6.8% | $188,541 |
Market Trends
Home Value History (with trend line)
📊 How Does 10962 Compare?
| Metric | 10962 | Orangeburg | New York |
|---|---|---|---|
| Home Value | $768,492 | $768,492 | $505,608 |
| 5-Year CAGR | 6.0% | 6.0% | 6.6% |
| Avg Rent | $2,259 | $2,259 | - |
| Cap Rate | 2.3% | 2.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10962 (Orangeburg, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $768,492 |
| Monthly Rent | $2,259 |
| Price-to-Rent | 28.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +8.4% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10962
Population: 4,921
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10962
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
COTTAGE LANE ELEMENTARY SCHOOL
EVANS PARK SCHOOL
PEARL RIVER MIDDLE SCHOOL
SOUTH ORANGETOWN MIDDLE SCHOOL
WILLIAM O SCHAEFER ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Orangeburg, NY landlord-friendly?
NY law tenant-protective for landlords, and Orangeburg inherits those rules. Investors should still review local ordinances for rental licensing.
How high is vacancy risk in Orangeburg, NY?
Vacancy risk in Orangeburg, NY is elevated. That supports predictable cash flow for typical rental holds.
What price range are homes in Orangeburg, NY?
Median home price in Orangeburg, NY is near $768K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
What strategy should investors use in Orangeburg, NY?
A careful cash-flow rentals with hands-on management strategy Orangeburg, NY best. The market produces measured results for that approach at the $768K price point.
How strong is the working-renter base in Orangeburg, NY?
Tenant demand in Orangeburg, NY is solid. The local workforce $2,259/mo rents across most rental classes.
You know 10962 now. You don’t know where it ranks.
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How 10962 ranks in New York-Newark-Jersey City, NY-NJ-PA
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