Real Estate Investing in River Vale, New Jersey (07675)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 27,050 • Data updated: September 2026

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Should you buy in 07675 (River Vale, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in River Vale, NJ (07675)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $932,968
Avg Monthly Rent $3,343
1% Rule ✗ Does Not Meet
Median Income $168,662
% Renters 23.1%

Market Analysis: 07675 River Vale

This part of Bergen County is not an easy win. The 07675 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 07675 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 07675 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 07675 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 07675 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in River Vale:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,343/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07675

Which property type performs best in this market?

Best for Cash Flow
2BR
3.6% cap rate
Best for Appreciation
5BR
+9.7% 5yr CAGR
Best Overall Value
4BR
$248,759/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $612,395 $3,030 3.6% +7.6% $306,198
3BR $808,225 $3,700 3.3% +7.9% $269,408
4BR $995,038 $4,720 3.4% +8.3% $248,759
5BR $1,421,316 +9.7% $284,263

Market Trends

Home Value History (with trend line)

$966K$870K$775K$680K$584K$489KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,625$3,502$3,379$3,256$3,133$3,010Jul 2025Jan 2026Jul 2026

📊 How Does 07675 Compare?

Metric 07675 River Vale New Jersey
Home Value $932,968 $932,968 $559,826
5-Year CAGR 6.1% 6.1% 8.4%
Avg Rent $3,343 $3,343 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 07675? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07675 (River Vale, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $932,968
Monthly Rent $3,343
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year +6.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07675

Population: 27,050

💰 Median Household Income
$168,662
This area
$168,662
State
$113,906
USA
$74,580
🏠 Renter Occupied
23.1%
This area
23.1%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-9.5%
USA
3.7%
🎓 College Educated
61.9%
This area
61.9%
State
25.9%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.7%
This area
4.7%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 70.0%
Asian 15.7%
Other/Mixed 12.0%
Hispanic/Latino 8.7%
Black/African American 2.3%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07675

A+ Avg School Grade
9 Schools
10.9:1 Avg Class Size
$30,880 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Brookside Elementary School

📚 K – 05 Elementary
👥
375 Students
👨‍🏫
10.8:1 Class Size
💰
$26,116 Per Student
A+ Excellent

Charles DeWolf Middle School

📚 05 – 08 School
👥
359 Students
👨‍🏫
11.2:1 Class Size
💰
$26,198 Per Student
A+ Excellent

Holdrum Middle School

📚 06 – 08 Middle
👥
348 Students
👨‍🏫
8.4:1 Class Size
💰
$33,251 Per Student
A+ Excellent

Roberge Elementary School

📚 Pre-K – 05 Elementary
👥
321 Students
👨‍🏫
8.8:1 Class Size
💰
$33,251 Per Student
A+ Excellent

T. Baldwin Demarest Elementary School

📚 Pre-K – 04 Elementary
👥
399 Students
👨‍🏫
11.8:1 Class Size
💰
$26,198 Per Student
A+ Excellent

Westwood Regional Middle School

📚 06 – 08 Middle
👥
683 Students
👨‍🏫
11.2:1 Class Size
💰
$26,116 Per Student
A+ Excellent

Berkeley Elementary

📚 K – 05 Elementary
👥
282 Students
👨‍🏫
11.8:1 Class Size
💰
$26,116 Per Student
A+ Excellent

Woodside Elementary School

📚 K – 05 Elementary
👥
316 Students
👨‍🏫
13.3:1 Class Size
💰
$33,251 Per Student
A+ Excellent
👥
1,068 Students
👨‍🏫
10.4:1 Class Size
💰
$47,424 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Ann Blanche Smith

📚 K – 04 Elementary
📍 1000 HILLSDALE AVE, HILLSDALE
👥
304 Students
👨‍🏫
8.7:1 Class Size
💰
$28,436 Per Student
A+ Excellent

East Brook Elementary School

📚 K – 06 School
📍 167 SIBBALD DR, PARK RIDGE
👥
315 Students
👨‍🏫
10.9:1 Class Size
💰
$34,051 Per Student
A+ Excellent

Emerson Jr Sr High

📚 07 – 12 High School
📍 131 Main Street, Emerson
👥
446 Students
👨‍🏫
9.7:1 Class Size
💰
$28,575 Per Student
A+ Excellent

George G White

📚 05 – 08 School
📍 120 MAGNOLIA AVE, HILLSDALE
👥
492 Students
👨‍🏫
8.4:1 Class Size
💰
$28,436 Per Student
A+ Excellent

Harrington Park School

📚 Pre-K – 08 School
📍 191 HARRIOT AVE, HARRINGTON PARK
👥
628 Students
👨‍🏫
11.1:1 Class Size
💰
$26,967 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,637 Off-Campus Students
C
Dominican University New York
1,378 students · 3.9 mi
C
St. Thomas Aquinas College
1,950 students · 4.2 mi
C
Bais Medrash of Dexter Park
22 students · 5.4 mi
C
Bergen Community College
11,801 students · 5.9 mi
C+
Capri Cosmetology Learning Centers
328 students · 6.3 mi
C
Cochran School of Nursing
112 students · 6.8 mi
C
Mercy University
8,774 students · 6.8 mi
C+
Beth Medrash Meor Yitzchok
222 students · 7.0 mi

Investor Insight: With 4,637 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is River Vale, NJ a good market for buy-and-hold investors?

With a 3.0/5 investability score, River Vale, NJ ranks as a solid market for rental property investors. Median prices of $933K and rents of $3,343/mo drive the underlying numbers.

Is vacancy a concern in River Vale, NJ?

Vacancy in River Vale, NJ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $3,343/mo.

What monthly rent should investors expect in River Vale, NJ?

Rent in River Vale, NJ is around $3,343/mo. The resulting rent-to-value relationship with $933K pricing is reasonable for most investor models.

Where do home prices stand in River Vale, NJ?

In River Vale, NJ the median home value sits at $933K. Against the broader NJ market, that reads as reasonable for most investors.

What does house hacking look like in River Vale, NJ?

River Vale, NJ is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $933K price point reasonable to enter.

You know 07675 now. You don’t know where it ranks.

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How 07675 ranks in New York-Newark-Jersey City, NY-NJ-PA

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