Real Estate Investing in Hawthorne, New York (10532)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10532 (Hawthorne, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hawthorne, NY (10532)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10532 Hawthorne
ZIP 10532 in Hawthorne, NY carries a substantial set of headwinds. Home values near $818K and rents of $3,330/mo sit inside a market where underwriting has to be tight.
The 10532 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 10532's metrics run below Westchester County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 10532 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 10532 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Hawthorne:
Market Trends
Home Value History (with trend line)
📊 How Does 10532 Compare?
| Metric | 10532 | Hawthorne | New York |
|---|---|---|---|
| Home Value | $818,257 | $862,634 | $505,608 |
| 5-Year CAGR | 4.8% | 5.5% | 6.6% |
| Avg Rent | $3,330 | $2,808 | - |
| Cap Rate | 3.2% | 2.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10532 (Hawthorne, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $818,257 |
| Monthly Rent | $3,330 |
| Price-to-Rent | 20.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +5.0% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +4.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10532
Population: 5,253
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10532
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ALEXANDER HAMILTON HIGH SCHOOL
ALICE E GRADY ELEMENTARY SCHOOL
COLUMBUS ELEMENTARY SCHOOL
KENSICO SCHOOL
PLEASANTVILLE HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,907 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What do landlords charge for rent in Hawthorne, NY?
Expect rents around $3,330/mo per month in Hawthorne, NY. With home values at $818K, the yield math works out to reasonable levels for rental investors.
Is it easy to find good tenants in Hawthorne, NY?
Tenant demand in Hawthorne, NY is solid. The local workforce $3,330/mo rents across most rental classes.
Is vacancy a concern in Hawthorne, NY?
Expect elevated vacancy in Hawthorne, NY. Rents at $3,330/mo are absorbed by the tenant base without meaningful lag.
Are homes affordable in Hawthorne, NY?
Hawthorne, NY home values average about $818K. That price point suits investors targeting rentals with $3,330/mo in monthly income.
Is Hawthorne, NY better for rentals, flips, or BRRRR?
Hawthorne, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($818K prices, $3,330/mo rents) make it a reasonable choice.
You know 10532 now. You don’t know where it ranks.
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How 10532 ranks in New York-Newark-Jersey City, NY-NJ-PA
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