Real Estate Investing in White Plains, New York (10601)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10601 (White Plains, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.9% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in White Plains, NY (10601)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10601 White Plains
ZIP 10601 in White Plains, NY carries a durable set of headwinds. Home values near $492K and rents of $3,294/mo sit inside a market where underwriting has to be tight.
The 10601 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 10601 sits on the difficult end of the NY spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
A notable renter share of 61% in 10601 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. notable returns are possible in 10601, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in White Plains:
Property Strategy for 10601
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $622,505 | $3,360 | 3.9% | +5.6% | $311,253 |
| 3BR | $1,193,911 | $4,210 | 2.5% | +8.2% | $397,970 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10601 Compare?
| Metric | 10601 | White Plains | New York |
|---|---|---|---|
| Home Value | $492,191 | $796,334 | $505,608 |
| 5-Year CAGR | 4.3% | 5.5% | 6.6% |
| Avg Rent | $3,294 | $3,243 | - |
| Cap Rate | 5.2% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10601 (White Plains, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $492,191 |
| Monthly Rent | $3,294 |
| Price-to-Rent | 12.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.0% |
| Cap Rate | 5.2% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | -3.9% ▼ |
| 3-Year CAGR | -1.5% ▼ |
| 5-Year CAGR | +1.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10601
Population: 10,860
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10601
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
CHURCH STREET SCHOOL
GEORGE WASHINGTON SCHOOL
MAMARONECK AVENUE SCHOOL
POST ROAD SCHOOL
PURCHASE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,907 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are rental rates like in White Plains, NY?
Expect rents around $3,294/mo per month in White Plains, NY. With home values at $492K, the yield math works out to reasonable levels for rental investors.
What is the typical home price in White Plains, NY?
White Plains, NY home values average about $492K. That price point suits investors targeting rentals with $3,294/mo in monthly income.
How strong is White Plains, NY for real estate investors?
Yes - White Plains, NY a 3.0/5 investability score. With $492K home prices against $3,294/mo monthly rent, the market delivers a reasonable entry point for new investors.
How landlord-friendly is White Plains, NY?
For rental operators, White Plains, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How high is vacancy risk in White Plains, NY?
Occupancy in White Plains, NY runs reliable with elevated vacancy. Well-priced units at $3,294/mo lease on reasonable timelines.
You know 10601 now. You don’t know where it ranks.
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How 10601 ranks in New York-Newark-Jersey City, NY-NJ-PA
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