Real Estate Investing in Rye, New York (10580)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10580 (Rye, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rye, NY (10580)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10580 Rye
ZIP 10580 in Rye, NY carries a substantial set of headwinds. Home values near $2.4M and rents of $8,099/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 10580 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 10580 and stronger Rye ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 10580 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 10580 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Rye:
Property Strategy for 10580
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $779,260 | $4,370 | 4.0% | +6.0% | $389,630 |
| 3BR | $1,436,399 | $5,470 | 2.7% | +7.2% | $478,800 |
| 4BR | $2,141,031 | $5,950 | 2.0% | +7.9% | $535,258 |
| 5BR | $3,276,573 | — | — | +8.3% | $655,315 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10580 Compare?
| Metric | 10580 | Rye | New York |
|---|---|---|---|
| Home Value | $2,360,370 | $2,360,370 | $505,608 |
| 5-Year CAGR | 7.0% | 7.0% | 6.6% |
| Avg Rent | $8,099 | $8,099 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10580 (Rye, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $2,360,370 |
| Monthly Rent | $8,099 |
| Price-to-Rent | 24.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +9.5% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +3.8% ▲ |
🏠 Rent Trends
| 1-Year | +93.0% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10580
Population: 18,073
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10580
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
BLIND BROOK HIGH SCHOOL
F E BELLOWS ELEMENTARY SCHOOL
MAMARONECK AVENUE SCHOOL
PARSONS MEMORIAL SCHOOL
RYE NECK MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What investment strategy works best in Rye, NY?
In Rye, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $2.4M prices and $8,099/mo rents suits that approach.
How landlord-friendly is Rye, NY?
The landlord environment in Rye, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
Do rentals sit vacant long in Rye, NY?
Rental vacancy in Rye, NY is elevated. Investors should budget normal turnover but not chronic empty units.
Is Rye, NY suited for a house hack?
For house hackers, Rye, NY is a tougher. The $8,099/mo rent on a unit helps defray the mortgage on a $2.4M property.
How qualified is the tenant pool in Rye, NY?
Expect a solid tenant pool in Rye, NY. The rental market absorbs $8,099/mo rents without meaningful friction.
You know 10580 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 10580 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 10580 ranks in New York-Newark-Jersey City, NY-NJ-PA
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