Real Estate Investing in Harrison, New York (10528)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10528 (Harrison, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.
What’s happening in Harrison, NY (10528)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10528 Harrison
Not every below-median market is a bargain. Harrison's 10528 ZIP reports signals that favor experienced operators who can absorb the risk $1.5M pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 10528 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 10528 sits on the difficult end of the NY spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 10528 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Harrison's stable or hybrid ZIPs before stepping into 10528. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Harrison:
Property Strategy for 10528
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $524,548 | $4,040 | 5.5% | +6.6% | $262,274 |
| 3BR | $1,027,058 | $5,060 | 3.5% | +5.9% | $342,353 |
| 4BR | $1,699,465 | $5,500 | 2.3% | +10.1% | $424,866 |
| 5BR | $2,628,320 | — | — | +10.7% | $525,664 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10528 Compare?
| Metric | 10528 | Harrison | New York |
|---|---|---|---|
| Home Value | $1,496,329 | $1,496,329 | $505,608 |
| 5-Year CAGR | 8.2% | 8.2% | 6.6% |
| Avg Rent | $4,566 | $4,566 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10528 (Harrison, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,496,329 |
| Monthly Rent | $4,566 |
| Price-to-Rent | 27.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +9.0% ▲ |
| 5-Year CAGR | +8.2% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | +19.2% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10528
Population: 13,822
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10528
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
F E BELLOWS ELEMENTARY SCHOOL
MAMARONECK AVENUE SCHOOL
MAMARONECK AVENUE SCHOOL
MIDLAND SCHOOL
MILTON SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are renters plentiful in Harrison, NY?
Harrison, NY draws a predictable base of working renters. Demand at the $4,566/mo rent level is reasonable for standard single-family and small multi rentals.
Is Harrison, NY a good place for real estate investing?
Harrison, NY sits at an investability rating of 3.0/5, with median home values near $1.5M and average rents around $4,566/mo. That combination puts it in the significant tier for investor interest.
What investment strategy works best in Harrison, NY?
Most investors in Harrison, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Can I house hack in Harrison, NY?
Harrison, NY is a a tougher market for house hackers. FHA or conventional owner-occupant buyers find the $1.5M price point reasonable to enter.
Are landlord laws favorable in Harrison, NY?
Harrison, NY operates under NY law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.
You know 10528 now. You don’t know where it ranks.
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How 10528 ranks in New York-Newark-Jersey City, NY-NJ-PA
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