Real Estate Investing in Chappaqua, New York (10514)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10514 (Chappaqua, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 27.5 — hard to cash-flow at these prices.
What’s happening in Chappaqua, NY (10514)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10514 Chappaqua
Not every below-median market is a bargain. Chappaqua's 10514 ZIP stands at signals that favor experienced operators who can absorb the risk $1.6M pricing implies.
Rent of $4,714/mo on a $1.6M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10514 sits below the stated 0.0% once reality is priced in.
The gap between 10514 and stronger Chappaqua ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A notable renter share of 8% in 10514 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 10514 is an operator game, not a passive one. Turning to rents, entry prices of $1.6M are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Chappaqua:
Property Strategy for 10514
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $768,884 | $4,200 | 3.9% | +6.2% | $384,442 |
| 3BR | $1,149,655 | $5,260 | 3.3% | +9.5% | $383,218 |
| 4BR | $1,508,990 | $5,710 | 2.7% | +9.2% | $377,247 |
| 5BR | $1,977,962 | — | — | +9.6% | $395,592 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10514 Compare?
| Metric | 10514 | Chappaqua | New York |
|---|---|---|---|
| Home Value | $1,555,980 | $1,555,980 | $505,608 |
| 5-Year CAGR | 8.1% | 8.1% | 6.6% |
| Avg Rent | $4,714 | $4,714 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10514 (Chappaqua, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 10514 (Chappaqua, NY)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,555,980 |
| Monthly Rent | $4,714 |
| Price-to-Rent | 27.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.4% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +13.9% ▲ |
| 3-Year CAGR | +8.7% ▲ |
| 5-Year CAGR | +8.1% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10514
Population: 12,227
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10514
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,907 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How expensive is real estate in Chappaqua, NY?
The median home value in Chappaqua, NY is roughly $1.6M. That puts it reasonable relative to the NY statewide average.
How tight is the rental market in Chappaqua, NY?
Vacancy risk in Chappaqua, NY is elevated. That supports predictable cash flow for typical rental holds.
What do rentals go for in Chappaqua, NY?
Average rent in Chappaqua, NY is approximately $4,714/mo per month. Against $1.6M home values that yields a reasonable rent-to-price ratio.
Is rental property easy to operate in Chappaqua, NY?
The landlord environment in Chappaqua, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How deep is the rental pool in Chappaqua, NY?
The tenant pool in Chappaqua, NY is solid, supported by local employment and population fundamentals. Rents of $4,714/mo are well-absorbed by the market.
You know 10514 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 10514 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 10514 ranks in New York-Newark-Jersey City, NY-NJ-PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 10514 (Chappaqua)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 10514 (Chappaqua, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.