Real Estate Investing in Bedford Hills, New York (10507)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 6,044 • Data updated: September 2026

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Should you buy in 10507 (Bedford Hills, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (42/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bedford Hills, NY (10507)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $838,462
Avg Monthly Rent $2,655
1% Rule ✗ Does Not Meet
Median Income $92,297
% Renters 45.5%

Market Analysis: 10507 Bedford Hills

Put differently, ZIP 10507 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $838K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 10507 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within NY, ZIP 10507 trails on several market indicators that neighboring Westchester County submarkets outperform. The gap is real and solid enough to shape underwriting.

Resident income in 10507 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 10507 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bedford Hills:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.1× the median income
Value Trend
Rising (+10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,655/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$870K$779K$689K$599K$509K$419KJul 2006Jul 2016Jul 2026

📊 How Does 10507 Compare?

Metric 10507 Bedford Hills New York
Home Value $838,462 $838,462 $505,608
5-Year CAGR 7.0% 7.0% 6.6%
Avg Rent $2,655 $2,655 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 10507? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10507 (Bedford Hills, NY). Anonymous, moderated, never written by AI.

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Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

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Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

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Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $838,462
Monthly Rent $2,655
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +10.4% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 10507

Population: 6,044

💰 Median Household Income
$92,297
This area
$92,297
State
$86,376
USA
$74,580
🏠 Renter Occupied
45.5%
This area
45.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-24.2%
USA
3.7%
🎓 College Educated
40.5%
This area
40.5%
State
4.2%
USA
33.7%
👤 Median Age
39.1 years
This area
39.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 55.7%
Other/Mixed 24.2%
Hispanic/Latino 21.8%
Asian 10.5%
Black/African American 9.6%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
12.2%
This area
12.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10507

A+ Avg School Grade
2 Schools
12.2:1 Avg Class Size
$38,638 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

WEST PATENT ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
241 Students
👨‍🏫
10.6:1 Class Size
💰
$38,638 Per Student
A+ Excellent

BEDFORD HILLS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
299 Students
👨‍🏫
13.8:1 Class Size
💰
$38,638 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

KATONAH ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 106 HUNTVILLE RD, KATONAH
👥
401 Students
👨‍🏫
11.5:1 Class Size
💰
$38,060 Per Student
A+ Excellent

MOUNT KISCO ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 47 W HYATT AVE, MOUNT KISCO
👥
494 Students
👨‍🏫
12.5:1 Class Size
💰
$38,638 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,933 Off-Campus Students
B
Kehilath Yakov Rabbinical Seminary
206 students · 6.6 mi
B
Ohr Hameir Theological Seminary
94 students · 10.9 mi
C
New York Medical College
1,470 students · 11.8 mi
C
SUNY Westchester Community College
9,031 students · 12.3 mi
B
SUNY at Purchase College
3,229 students · 12.6 mi
C+
Empire Beauty School-Peekskill
42 students · 12.8 mi
C
Manhattanville College
2,379 students · 13.7 mi
C+
University of Connecticut-Stamford
2,240 students · 14.1 mi

Investor Insight: With 2,933 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is vacancy a concern in Bedford Hills, NY?

Bedford Hills, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the tenant pool like in Bedford Hills, NY?

Bedford Hills, NY draws a even-keeled base of working renters. Demand at the $2,655/mo rent level is reasonable for standard single-family and small multi rentals.

How strict are landlord regulations in Bedford Hills, NY?

Bedford Hills, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Does a duplex house hack pencil in Bedford Hills, NY?

House hacking in Bedford Hills, NY is reasonable to execute. Prices around $838K and rents of $2,655/mo solid owner-occupant economics.

What is the median home value in Bedford Hills, NY?

Bedford Hills, NY home values average about $838K. That price point suits investors targeting rentals with $2,655/mo in monthly income.

You know 10507 now. You don’t know where it ranks.

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How 10507 ranks in New York-Newark-Jersey City, NY-NJ-PA

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