Real Estate Investing in Purdys, New York (10578)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 1,851 • Data updated: September 2026

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Should you buy in 10578 (Purdys, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Purdys, NY (10578)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $684,380
Avg Monthly Rent $3,555
1% Rule ✗ Does Not Meet
Median Income $250,001
% Renters 0.0%

Market Analysis: 10578 Purdys

This part of Westchester County is not an easy win. The 10578 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 10578 can be a a credible choice for hunting ground — but the discount at $684K reflects genuine risk that outside investors often underestimate.

ZIP 10578's metrics run below Westchester County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A significant renter share of 0% in 10578 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Purdys's stable or hybrid ZIPs before stepping into 10578. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Purdys:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,555/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$710K$636K$563K$490K$416K$343KJul 2006Jul 2016Jul 2026

📊 How Does 10578 Compare?

Metric 10578 Purdys New York
Home Value $684,380 $684,380 $505,608
5-Year CAGR 5.8% 5.8% 6.6%
Avg Rent $3,555 $3,555 -
Cap Rate 4.1% 4.1% -
💡 Why Invest in 10578? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10578 (Purdys, NY). Anonymous, moderated, never written by AI.

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Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

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Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

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Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $684,380
Monthly Rent $3,555
Price-to-Rent 16.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.8%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 10578

Population: 1,851

💰 Median Household Income
$250,001
This area
$250,001
State
$86,376
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
75.3%
This area
75.3%
State
4.2%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Hispanic/Latino 49.6%
Other/Mixed 49.6%
White 27.9%
Asian 19.9%
Black/African American 2.7%
👶 Under 18
30.8%
This area
30.8%
USA
22.0%
👴 65 and Over
5.4%
This area
5.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10578

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

INCREASE MILLER ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 186 WACCABUC RD, GOLDENS BRIDGE
👥
497 Students
👨‍🏫
11.6:1 Class Size
💰
$38,060 Per Student
A+ Excellent

PRIMROSE SCHOOL

📚 Pre-K – 02 Elementary
📍 110 PRIMROSE ST, LINCOLNDALE
👥
484 Students
👨‍🏫
10.2:1 Class Size
💰
$34,883 Per Student
A+ Excellent

SOMERS INTERMEDIATE SCHOOL

📚 03 – 05 Elementary
📍 240 RT 202, SOMERS
👥
565 Students
👨‍🏫
10.1:1 Class Size
💰
$34,883 Per Student
A+ Excellent

SOMERS MIDDLE SCHOOL

📚 06 – 08 Middle
📍 250 RT 202, SOMERS
👥
564 Students
👨‍🏫
9.0:1 Class Size
💰
$34,883 Per Student
A+ Excellent

SOMERS SENIOR HIGH SCHOOL

📚 09 – 12 High School
📍 120 PRIMROSE ST, LINCOLNDALE
👥
910 Students
👨‍🏫
10.0:1 Class Size
💰
$34,883 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 223 Off-Campus Students
B
Kehilath Yakov Rabbinical Seminary
206 students · 10.0 mi
B
Ohr Hameir Theological Seminary
94 students · 11.8 mi
C+
Empire Beauty School-Peekskill
42 students · 12.9 mi
C+
Western Connecticut State University
4,137 students · 13.2 mi

Frequently Asked Questions

Should investors consider Purdys, NY?

With a 3.0/5 investability score, Purdys, NY ranks as a solid market for rental property investors. Median prices of $684K and rents of $3,555/mo drive the underlying numbers.

Which investment style suits Purdys, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Purdys, NY. With home values at $684K and rents near $3,555/mo, other strategies can work but produce measured rather than outsized returns.

Do landlords face vacancy issues in Purdys, NY?

Rental vacancy in Purdys, NY is elevated. Investors should budget normal turnover but not chronic empty units.

How viable is house hacking in Purdys, NY?

House hacking in Purdys, NY is a challenging. With home values around $684K and rents at $3,555/mo, owner-occupants can offset a meaningful share of PITI.

Are rents high in Purdys, NY?

Purdys, NY rentals go for roughly $3,555/mo a month. That puts gross yield in solid territory relative to $684K acquisition costs.

You know 10578 now. You don’t know where it ranks.

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How 10578 ranks in New York-Newark-Jersey City, NY-NJ-PA

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