Real Estate Investing in Katonah, New York (10536)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 11,010 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 10536 (Katonah, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Katonah, NY (10536)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,153,134
Avg Monthly Rent $3,933
1% Rule ✗ Does Not Meet
Median Income $228,185
% Renters 13.1%

Local Pulse Report

AI-researched developments and news for Katonah, NY (10536). Updated on demand as visitors ask.

✨ AI + Web Search
Growth & development in Katonah, NY (10536) Updated 31 days ago
Katonah is experiencing significant residential development and infrastructure upgrades, alongside the opening of new local businesses.
Opportunities
  • A revised proposal for a 15-unit apartment building at 150 Bedford Road was presented to the Planning Board in December 2025, including three affordable units. — This expands housing options, including affordable housing, for residents. The Recorder
  • The Bedford Hills-Katonah Phase II Sewer Project became fully operational in August 2025, eliminating septic systems for 108 properties. — This improves wastewater management, water quality, and property values for residents. Town of Bedford, NY
  • The Community Center of Northern Westchester (CCNW) held a groundbreaking ceremony in January 2025 for a renovation and expansion project. — This expands services and accessibility for community members in need. CCNW
  • LMNOP, an artisan café and bakery, and Katonah Reading Room, a sustainability-minded bookstore and cafe, were highlighted in February 2025 as thriving local businesses. — These businesses expand local retail and dining choices and foster community engagement. Bedford 2030
  • Charles Department Store, a century-old family-owned business, was recognized as 'Best General Store 2025' in January 2025. — This indicates the continued success and community value of a long-standing local employer and retailer. Connect to Northern Westchester
Concerns
  • Katonah residents are pushing back on the proposed 15-unit apartment building at 150 Bedford Road, citing concerns about density and character. — This indicates local opposition to a development, potentially imposing unconsented changes to the community's character. Halston Media News
  • A proposed 27-unit mixed-use apartment building at 633-647 Old Post Road has also stirred community reaction. — This indicates local opposition to a development, potentially imposing unconsented changes to the community's character. Halston Media News
Bottom line: Katonah is seeing growth in housing and infrastructure, though some new developments face community opposition regarding scale and character.

AI-generated from public web sources. Always verify with official records. Not financial, legal, or investment advice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Katonah:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+10.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,933/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 10536

Which property type performs best in this market?

Best for Cash Flow
2BR
4.3% cap rate
Best for Appreciation
5BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$297,060/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $726,063 $4,370 4.3% +7.4% $363,031
3BR $919,053 $5,470 4.3% +8.0% $306,351
4BR $1,188,239 $5,950 3.6% +7.2% $297,060
5BR $1,607,194 +8.6% $321,439

Market Trends

Home Value History (with trend line)

$1.2M$1.1M$968K$856K$744K$631KJul 2006Jul 2016Jul 2026

📊 How Does 10536 Compare?

Metric 10536 Katonah New York
Home Value $1,153,134 $1,153,134 $505,608
5-Year CAGR 6.5% 6.5% 6.6%
Avg Rent $3,933 $3,933 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 10536? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10536 (Katonah, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 10536 (Katonah, NY)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

Unclaimed — is this your business? Claim it free

Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

Unclaimed — is this your business? Claim it free

Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $1,153,134
Monthly Rent $3,933
Price-to-Rent 24.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +10.6% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.3%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 10536

Population: 11,010

💰 Median Household Income
$228,185
This area
$228,185
State
$86,376
USA
$74,580
🏠 Renter Occupied
13.1%
This area
13.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-24.2%
USA
3.7%
🎓 College Educated
75.6%
This area
75.6%
State
4.2%
USA
33.7%
👤 Median Age
45.2 years
This area
45.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.3%
This area
9.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 85.0%
Other/Mixed 8.3%
Hispanic/Latino 6.3%
Asian 4.8%
Black/African American 1.9%
👶 Under 18
25.6%
This area
25.6%
USA
22.0%
👴 65 and Over
18.1%
This area
18.1%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10536

A+ Avg School Grade
1 Schools
11.5:1 Avg Class Size
$38,060 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

KATONAH ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
401 Students
👨‍🏫
11.5:1 Class Size
💰
$38,060 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

INCREASE MILLER ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 186 WACCABUC RD, GOLDENS BRIDGE
👥
497 Students
👨‍🏫
11.6:1 Class Size
💰
$38,060 Per Student
A+ Excellent

WEST PATENT ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 80 W PATENT RD, BEDFORD HILLS
👥
241 Students
👨‍🏫
10.6:1 Class Size
💰
$38,638 Per Student
A+ Excellent

BEDFORD HILLS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 123 BABBITT RD, BEDFORD HILLS
👥
299 Students
👨‍🏫
13.8:1 Class Size
💰
$38,638 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 2,907 Off-Campus Students
B
Kehilath Yakov Rabbinical Seminary
206 students · 7.4 mi
B
Ohr Hameir Theological Seminary
94 students · 10.4 mi
C+
Empire Beauty School-Peekskill
42 students · 12.0 mi
C
New York Medical College
1,470 students · 14.2 mi
C
SUNY Westchester Community College
9,031 students · 14.9 mi

Investor Insight: With 2,907 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Katonah, NY a good place for real estate investing?

Katonah, NY records an investability rating of 3.0/5, with median home values near $1.2M and average rents around $3,933/mo. That combination puts it in the healthy tier for investor interest.

How landlord-friendly is Katonah, NY?

The landlord environment in Katonah, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

What approach is best for Katonah, NY real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Katonah, NY. The numbers - $1.2M homes against $3,933/mo rents - support that play.

Does house hacking make sense in Katonah, NY?

House hacking in Katonah, NY is reasonable to execute. Prices around $1.2M and rents of $3,933/mo solid owner-occupant economics.

What is the typical rental rate in Katonah, NY?

The typical rental in Katonah, NY commands about $3,933/mo monthly. That rent profile consistent cash flow against the $1.2M purchase basis.

You know 10536 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 10536 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 10536 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 10536 (Katonah)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 10536 (Katonah, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.