Real Estate Investing in Mount Kisco, New York (10549)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10549 (Mount Kisco, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 29.9 — hard to cash-flow at these prices.
What’s happening in Mount Kisco, NY (10549)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10549 Mount Kisco
Not every below-median market is a bargain. Mount Kisco's 10549 ZIP reports signals that favor experienced operators who can absorb the risk $966K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $966K asset, 10549 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 10549 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 10549 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 10549 is an operator game, not a passive one. From a cash-flow lens, entry prices of $966K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Mount Kisco:
Property Strategy for 10549
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $610,448 | $2,850 | 3.4% | +5.6% | $305,224 |
| 3BR | $816,152 | $3,570 | 3.1% | +8.0% | $272,051 |
| 4BR | $1,254,747 | $3,880 | 2.2% | +9.9% | $313,687 |
| 5BR | $2,030,865 | — | — | +10.3% | $406,173 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10549 Compare?
| Metric | 10549 | Mount Kisco | New York |
|---|---|---|---|
| Home Value | $966,386 | $966,386 | $505,608 |
| 5-Year CAGR | 7.4% | 7.4% | 6.6% |
| Avg Rent | $2,695 | $2,695 | - |
| Cap Rate | 2.2% | 2.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10549 (Mount Kisco, NY). Anonymous, moderated, never written by AI.
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Property managers serving Westchester County
Manage rentals here? List your business →Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website
Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website
Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $966,386 |
| Monthly Rent | $2,695 |
| Price-to-Rent | 29.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +11.6% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10549
Population: 15,858
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10549
Schools in This ZIP Code
Nearby Schools (2 more)
Schools in adjacent ZIP codes that may serve this area
WEST PATENT ELEMENTARY SCHOOL
BEDFORD HILLS ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,907 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What price range are homes in Mount Kisco, NY?
Median home price in Mount Kisco, NY is near $966K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Which real estate strategy fits Mount Kisco, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Mount Kisco, NY. The numbers - $966K homes against $2,695/mo rents - support that play.
How much do tenants pay in Mount Kisco, NY?
Expect rents around $2,695/mo per month in Mount Kisco, NY. With home values at $966K, the yield math works out to reasonable levels for rental investors.
Does Mount Kisco, NY favor landlords or tenants?
Rental owners in Mount Kisco, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
Is Mount Kisco, NY suited for a house hack?
The a challenging house-hack environment in Mount Kisco, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 10549 now. You don’t know where it ranks.
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How 10549 ranks in New York-Newark-Jersey City, NY-NJ-PA
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