Real Estate Investing in Pennsauken, New Jersey (08110)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 18,955 • Data updated: September 2026

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Should you buy in 08110 (Pennsauken, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (87/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
GOOD
4.0 / 5 (71/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Pennsauken, NJ (08110)?

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4.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $302,774
Avg Monthly Rent $2,354
1% Rule ✗ Does Not Meet
Median Income $77,585
% Renters 26.0%

Market Analysis: 08110 Pennsauken

ZIP 08110 in Pennsauken, NJ carries a robust set of headwinds. Home values near $303K and rents of $2,354/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 08110 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In practical terms, 08110 offers a low basis, the region around Pennsauken has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

From a cash-flow lens, 18,955 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 08110 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pennsauken:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+7.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,354/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08110

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
2BR
+14.0% 5yr CAGR
Best Overall Value
4BR
$82,186/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $226,207 $1,590 5.1% +14.0% $113,103
3BR $293,417 $1,910 4.7% +13.9% $97,806
4BR $328,742 $2,130 4.7% +13.5% $82,186

Market Trends

Home Value History (with trend line)

$319K$273K$227K$181K$135K$89KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,605$2,530$2,454$2,379$2,303$2,228Sep 2025Mar 2026Jul 2026

📊 How Does 08110 Compare?

Metric 08110 Pennsauken New Jersey
Home Value $302,774 $302,774 $559,826
5-Year CAGR 8.9% 8.9% 8.4%
Avg Rent $2,354 $2,354 -
Cap Rate 6.1% 6.1% -
💡 Why Invest in 08110? Click to expand

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08110 (Pennsauken, NJ). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
6.1%
Good
5yr Growth
+8.9%
Strong

📊 Market Snapshot

Home Value $302,774
Monthly Rent $2,354
Price-to-Rent 10.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.3%
Cap Rate 6.1%
5-Year IRR 14.9%

📈 Home Appreciation

1-Year +7.2% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +8.9% ▲
10-Year CAGR +9.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08110

Population: 18,955

💰 Median Household Income
$77,585
This area
$77,585
State
$113,906
USA
$74,580
🏠 Renter Occupied
26.0%
This area
26.0%
State
28.4%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-9.5%
USA
3.7%
🎓 College Educated
16.7%
This area
16.7%
State
25.9%
USA
33.7%
👤 Median Age
35.0 years
This area
35.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 34.4%
Black/African American 32.9%
Hispanic/Latino 31.6%
White 24.1%
Asian 8.6%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
14.9%
This area
14.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08110

A Avg School Grade
4 Schools
9.6:1 Avg Class Size
$31,247 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Delair Elementary School

📚 K – 03 Elementary
👥
269 Students
👨‍🏫
9.4:1 Class Size
💰
$31,247 Per Student
A+ Excellent

Baldwin Elementary School

📚 Grade PK Elementary
👥
139 Students
👨‍🏫
9.3:1 Class Size
💰
$31,247 Per Student
A Very Good

Pennsauken High School

📚 09 – 12 High School
👥
1,558 Students
👨‍🏫
14.6:1 Class Size
💰
$31,247 Per Student
B+ Above Average

A.E. Burling High School

📚 06 – 12 High School
👥
35 Students
👨‍🏫
5.0:1 Class Size
💰
$31,247 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Benjamin Franklin Elementary School

📚 Pre-K – 03 Elementary
📍 7201 IRVING AVENUE, PENNSAUKEN
👥
373 Students
👨‍🏫
11.0:1 Class Size
💰
$31,247 Per Student
A+ Excellent

Camden County Technical School-Pennsauken

📚 09 – 12 High School
📍 6008 Browning Road, Pennsauken
👥
769 Students
👨‍🏫
11.3:1 Class Size
💰
$27,157 Per Student
A+ Excellent

Charles Street School

📚 Pre-K – 05 Elementary
📍 100 W CHARLES STREET, PALMYRA
👥
394 Students
👨‍🏫
10.4:1 Class Size
💰
$23,389 Per Student
A+ Excellent

Dr. Henry H. Davis Elementary School

📚 Pre-K – 08 School
📍 3425 Cramer Street, CAMDEN
👥
508 Students
👨‍🏫
8.3:1 Class Size
💰
$46,480 Per Student
A+ Excellent

East Side High School

📚 09 – 12 High School
📍 3100 Federal Street, CAMDEN
👥
593 Students
👨‍🏫
9.4:1 Class Size
💰
$46,480 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,388 Off-Campus Students
D
Prism Career Institute-Cherry Hill
328 students · 2.9 mi
D
Empire Beauty School-Cherry Hill
125 students · 3.1 mi
D
American Institute-Cherry Hill
400 students · 3.3 mi
B
Rutgers University-Camden
5,776 students · 3.7 mi
C
Missio Theological Seminary
49 students · 4.8 mi
D
ASPIRA City College
14 students · 5.0 mi
B
Temple University
30,205 students · 5.1 mi
C
Jean Madeline Aveda Institute
239 students · 5.2 mi

Investor Insight: With 5,388 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Pennsauken, NJ?

Pennsauken, NJ rentals go for roughly $2,354/mo a month. That puts gross yield in solid territory relative to $303K acquisition costs.

What is the tenant pool like in Pennsauken, NJ?

Working renters make up the core of the Pennsauken, NJ tenant base. The pool is reasonable for investors targeting long-term holds.

What is the smart move for investors in Pennsauken, NJ?

Investors usually favor careful cash-flow rentals with hands-on management in Pennsauken, NJ. With home values at $303K and rents near $2,354/mo, other strategies can work but produce stable rather than outsized returns.

Is Pennsauken, NJ a good market for FHA house hackers?

The house hack math a challenging in Pennsauken, NJ. Owner-occupant buyers benefit from the $2,354/mo rents and $303K home values.

How strict are landlord regulations in Pennsauken, NJ?

For rental operators, Pennsauken, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

You know 08110 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08110 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08110 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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