Real Estate Investing in Rutherford, New Jersey (07070)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07070 (Rutherford, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
What’s happening in Rutherford, NJ (07070)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07070 Rutherford
Investors eyeing 07070 need to respect the fundamentals at play. Home values of $768K come alongside slower price movement and elevated management overhead.
For an experienced owner, 07070 can be a worth a close look for hunting ground — but the discount at $768K reflects genuine risk that outside investors often underestimate.
In the broader NJ picture, 07070 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 07070 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 07070 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Rutherford:
Property Strategy for 07070
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $291,977 | $2,080 | 5.1% | +5.9% | $291,977 |
| 2BR | $465,310 | $2,390 | 3.7% | +5.8% | $232,655 |
| 3BR | $725,854 | $2,920 | 2.9% | +7.2% | $241,951 |
| 4BR | $836,246 | $3,720 | 3.2% | +7.5% | $209,062 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 07070 Compare?
| Metric | 07070 | Rutherford | New Jersey |
|---|---|---|---|
| Home Value | $767,735 | $767,735 | $559,826 |
| 5-Year CAGR | 5.6% | 5.6% | 8.4% |
| Avg Rent | $2,506 | $2,506 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07070 (Rutherford, NJ). Anonymous, moderated, never written by AI.
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Property managers serving Bergen County
Manage rentals here? List your business →First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website
MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $767,735 |
| Monthly Rent | $2,506 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +8.2% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07070
Population: 18,748
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07070
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Carlstadt Public School
Ellen Ochoa School Number 22
Etta Gero School No. 9
Frank W. Gavlak Elementary School
Lincoln School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Rutherford in NJ worth investing in?
Rutherford, NJ rates 3.0/5 for investability. With median values at $768K and rents near $2,506/mo, the market offers reasonable fundamentals for rental investors.
Is Rutherford, NJ a friendly market for rental owners?
Rental owners in Rutherford, NJ deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
Is vacancy a concern in Rutherford, NJ?
Occupancy in Rutherford, NJ runs steady with elevated vacancy. Well-priced units at $2,506/mo lease on reasonable timelines.
What real estate strategy is ideal for Rutherford, NJ?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rutherford, NJ. The numbers - $768K homes against $2,506/mo rents - support that play.
What is the typical rental rate in Rutherford, NJ?
Rent in Rutherford, NJ is around $2,506/mo. The resulting rent-to-value relationship with $768K pricing is reasonable for most investor models.
You know 07070 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 07070 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 07070 ranks in New York-Newark-Jersey City, NY-NJ-PA
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