Real Estate Investing in Moonachie, New Jersey (07074)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 3,106 • Data updated: September 2026

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Should you buy in 07074 (Moonachie, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 41.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Moonachie, NJ (07074)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $665,210
Avg Monthly Rent $1,341
1% Rule ✗ Does Not Meet
Median Income $90,263
% Renters 29.7%

Market Analysis: 07074 Moonachie

This part of Bergen County is not an easy win. The 07074 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

From an investor standpoint, the numbers look inviting — $665K purchase price, 0.0% nominal cap — the work to hit that pro forma in 07074 is substantial and deserves full respect.

ZIP 07074's metrics run below Bergen County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Meanwhile, 3,106 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 07074 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moonachie:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.4× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,341/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$688K$621K$553K$486K$418K$351KJan 2015Oct 2020Jul 2026

📊 How Does 07074 Compare?

Metric 07074 Moonachie New Jersey
Home Value $665,210 $665,210 $559,826
5-Year CAGR 5.2% 5.2% 8.4%
Avg Rent $1,341 $1,341 -
Cap Rate 1.6% 1.6% -
💡 Why Invest in 07074? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07074 (Moonachie, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

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MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.6%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $665,210
Monthly Rent $1,341
Price-to-Rent 41.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.4%
Cap Rate 1.6%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.2%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 07074

Population: 3,106

💰 Median Household Income
$90,263
This area
$90,263
State
$113,906
USA
$74,580
🏠 Renter Occupied
29.7%
This area
29.7%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-9.5%
USA
3.7%
🎓 College Educated
31.3%
This area
31.3%
State
25.9%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 69.8%
Other/Mixed 19.7%
Hispanic/Latino 18.1%
Asian 8.7%
Black/African American 1.8%
👶 Under 18
25.9%
This area
25.9%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07074

B+ Avg School Grade
2 Schools
7.7:1 Avg Class Size
$36,368 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Robert L. Craig School

📚 Pre-K – 08 School
👥
360 Students
👨‍🏫
10.1:1 Class Size
💰
$36,368 Per Student
C+ Average

Moonachie Campus

📚 Pre-K – 08 School
👥
42 Students
👨‍🏫
5.3:1 Class Size

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Bergen County Technical High School - Teterboro

📚 09 – 12 High School
📍 504 Route 46 West, Teterboro
👥
676 Students
👨‍🏫
10.2:1 Class Size
💰
$44,321 Per Student
A+ Excellent

Carlstadt Public School

📚 Pre-K – 08 School
📍 550 WASHINGTON STREET, CARLSTADT
👥
510 Students
👨‍🏫
11.7:1 Class Size
💰
$30,111 Per Student
A+ Excellent

E. Roy Bixby

📚 Pre-K – 05 Elementary
📍 25 FISCHER AVE, BOGOTA
👥
306 Students
👨‍🏫
10.0:1 Class Size
💰
$27,226 Per Student
A+ Excellent

Frank W. Gavlak Elementary School

📚 03 – 06 School
📍 106 KING ST, WALLINGTON
👥
357 Students
👨‍🏫
11.5:1 Class Size
💰
$23,111 Per Student
A+ Excellent

Hasbrouck Heights Middle School

📚 06 – 08 Middle
📍 365 BOULEVARD, HASBROUCK HEIGHTS
👥
395 Students
👨‍🏫
10.2:1 Class Size
💰
$25,488 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Mobile Technical Training
31 students · 1.3 mi
C
Jersey College
4,089 students · 1.6 mi
C
Aviation Institute of Maintenance-Teterboro
500 students · 1.8 mi
C
Felician University
2,236 students · 2.8 mi
D
Eastwick College-Hackensack
874 students · 3.4 mi
C
Parisian Beauty School
464 students · 3.6 mi
D
Robert Fiance Beauty Schools-West New York
229 students · 4.2 mi
C+
Fairleigh Dickinson University-Metropolitan Campus
7,607 students · 4.3 mi

Frequently Asked Questions

What is the typical home price in Moonachie, NJ?

In Moonachie, NJ the median home value sits at $665K. Against the broader NJ market, that reads as reasonable for most investors.

What kind of vacancy should I budget for in Moonachie, NJ?

Moonachie, NJ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strong is tenant demand in Moonachie, NJ?

Moonachie, NJ draws a consistent base of working renters. Demand at the $1,341/mo rent level is reasonable for standard single-family and small multi rentals.

Is Moonachie, NJ good for landlords?

For rental operators, Moonachie, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Which real estate strategy fits Moonachie, NJ?

The best-fit strategy in Moonachie, NJ is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 07074 now. You don’t know where it ranks.

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How 07074 ranks in New York-Newark-Jersey City, NY-NJ-PA

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