Real Estate Investing in Little Ferry, New Jersey (07643)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 10,942 • Data updated: September 2026

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Should you buy in 07643 (Little Ferry, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Little Ferry, NJ (07643)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $606,421
Avg Monthly Rent $2,611
1% Rule ✗ Does Not Meet
Median Income $72,722
% Renters 59.8%

Market Analysis: 07643 Little Ferry

Stepping back, ZIP 07643 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $606K median. It rewards specialists, not generalists.

The 07643 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within NJ, ZIP 07643 trails on several market indicators that neighboring Bergen County submarkets outperform. The gap is real and impressive enough to shape underwriting.

The 07643 ZIP's population of 10,942 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

Experienced landlords with local relationships tend to find 07643 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Little Ferry:

C Below Average
Buy Confidence Score: 56/100
Affordability
0/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.3× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,611/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$633K$556K$478K$400K$323K$245KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,945$2,834$2,724$2,613$2,502$2,392Aug 2025Feb 2026Jul 2026

📊 How Does 07643 Compare?

Metric 07643 Little Ferry New Jersey
Home Value $606,421 $606,421 $559,826
5-Year CAGR 6.8% 6.8% 8.4%
Avg Rent $2,611 $2,611 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 07643? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

60% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07643 (Little Ferry, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

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MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $606,421
Monthly Rent $2,611
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.8%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07643

Population: 10,942

💰 Median Household Income
$72,722
This area
$72,722
State
$113,906
USA
$74,580
🏠 Renter Occupied
59.8%
This area
59.8%
State
28.4%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-9.5%
USA
3.7%
🎓 College Educated
33.8%
This area
33.8%
State
25.9%
USA
33.7%
👤 Median Age
44.3 years
This area
44.3 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 50.6%
Other/Mixed 24.1%
Asian 21.5%
Hispanic/Latino 21.2%
Black/African American 3.8%
👶 Under 18
15.5%
This area
15.5%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07643

A+ Avg School Grade
2 Schools
10.2:1 Avg Class Size
$36,870 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Memorial Middle School

📚 05 – 08 School
👥
327 Students
👨‍🏫
10.2:1 Class Size
💰
$36,870 Per Student
A+ Excellent

Washington Elementary School

📚 Pre-K – 04 Elementary
👥
471 Students
👨‍🏫
10.2:1 Class Size
💰
$36,870 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Anna C. Scott Elementary School

📚 Pre-K – 04 Elementary
📍 281 Broad Avenue, Leonia
👥
565 Students
👨‍🏫
8.4:1 Class Size
💰
$24,096 Per Student
A+ Excellent

Bergen County Technical High School - Teterboro

📚 09 – 12 High School
📍 504 Route 46 West, Teterboro
👥
676 Students
👨‍🏫
10.2:1 Class Size
💰
$44,321 Per Student
A+ Excellent

Carlstadt Public School

📚 Pre-K – 08 School
📍 550 WASHINGTON STREET, CARLSTADT
👥
510 Students
👨‍🏫
11.7:1 Class Size
💰
$30,111 Per Student
A+ Excellent

E. Roy Bixby

📚 Pre-K – 05 Elementary
📍 25 FISCHER AVE, BOGOTA
👥
306 Students
👨‍🏫
10.0:1 Class Size
💰
$27,226 Per Student
A+ Excellent

Fanny Meyer Hillers

📚 Pre-K – 04 Elementary
📍 56 LONGVIEW AVENUE, HACKENSACK
👥
490 Students
👨‍🏫
11.0:1 Class Size
💰
$30,008 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8 Off-Campus Students
C
Mobile Technical Training
31 students · 0.9 mi
C
Jersey College
4,089 students · 1.5 mi
C
Aviation Institute of Maintenance-Teterboro
500 students · 1.9 mi
D
Eastwick College-Hackensack
874 students · 2.7 mi
C
Parisian Beauty School
464 students · 3.0 mi
C
Felician University
2,236 students · 3.3 mi
C+
Fairleigh Dickinson University-Metropolitan Campus
7,607 students · 3.6 mi
C+
Adult and Continuing Education-BCTS
54 students · 3.8 mi

Frequently Asked Questions

What monthly rent should investors expect in Little Ferry, NJ?

Average rent in Little Ferry, NJ is approximately $2,611/mo per month. Against $606K home values that yields a reasonable rent-to-price ratio.

What is the best play in Little Ferry, NJ?

For Little Ferry, NJ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Does Little Ferry, NJ make sense for an investment property?

With a 3.0/5 investability score, Little Ferry, NJ ranks as a solid market for rental property investors. Median prices of $606K and rents of $2,611/mo drive the underlying numbers.

What does house hacking look like in Little Ferry, NJ?

The a challenging house-hack environment in Little Ferry, NJ reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are there empty rentals in Little Ferry, NJ?

Vacancy in Little Ferry, NJ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,611/mo.

You know 07643 now. You don’t know where it ranks.

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How 07643 ranks in New York-Newark-Jersey City, NY-NJ-PA

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