Real Estate Investing in Clifton, New Jersey (07014)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Passaic County • Population: 4,867 • Data updated: September 2026

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Should you buy in 07014 (Clifton, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 13.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 8.5% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clifton, NJ (07014)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $584,611
Avg Monthly Rent $2,358
1% Rule ✗ Does Not Meet
Median Income $110,625
% Renters 26.8%

Market Analysis: 07014 Clifton

The 07014 ZIP in Clifton, NJ is a local-operator market. Outside capital chasing a $585K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $585K asset, 07014 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 07014 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From a cash-flow lens, 4,867 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. sturdy returns are possible in 07014, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clifton:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,358/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$618K$540K$462K$384K$306K$228KJul 2006Jul 2016Jul 2026

📊 How Does 07014 Compare?

Metric 07014 Clifton New Jersey
Home Value $584,611 $617,327 $559,826
5-Year CAGR 6.2% 6.7% 8.4%
Avg Rent $2,358 $2,605 -
Cap Rate 3.2% 3.3% -
💡 Why Invest in 07014? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07014 (Clifton, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $584,611
Monthly Rent $2,358
Price-to-Rent 20.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.2%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07014

Population: 4,867

💰 Median Household Income
$110,625
This area
$110,625
State
$113,906
USA
$74,580
🏠 Renter Occupied
26.8%
This area
26.8%
State
28.4%
USA
34.0%
💼 Unemployment Rate
8.5%
This area
8.5%
State
-9.5%
USA
3.7%
🎓 College Educated
45.6%
This area
45.6%
State
25.9%
USA
33.7%
👤 Median Age
46.4 years
This area
46.4 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 74.4%
Asian 17.0%
Hispanic/Latino 8.3%
Other/Mixed 8.2%
Black/African American 0.4%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07014

A+ Avg School Grade
1 Schools
9.2:1 Avg Class Size
$26,590 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

School #8

📚 Pre-K – 05 Elementary
👥
165 Students
👨‍🏫
9.2:1 Class Size
💰
$26,590 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Belleville Middle School

📚 07 – 08 Middle
📍 279 WASHINGTON AVE, BELLEVILLE
👥
709 Students
👨‍🏫
11.6:1 Class Size
💰
$24,718 Per Student
A+ Excellent

Ellen Ochoa School Number 22

📚 04 – 06 School
📍 95 Dayton Ave, Passaic
👥
465 Students
👨‍🏫
9.9:1 Class Size
💰
$34,395 Per Student
A+ Excellent

Etta Gero School No. 9

📚 K – 06 School
📍 140 First St., Passaic
👥
352 Students
👨‍🏫
11.3:1 Class Size
💰
$34,395 Per Student
A+ Excellent

Frank W. Gavlak Elementary School

📚 03 – 06 School
📍 106 KING ST, WALLINGTON
👥
357 Students
👨‍🏫
11.5:1 Class Size
💰
$23,111 Per Student
A+ Excellent

Lincoln School

📚 Pre-K – 06 School
📍 301 HARRISON ST, NUTLEY
👥
447 Students
👨‍🏫
10.5:1 Class Size
💰
$24,144 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,024 Off-Campus Students
C
Hackensack Meridian School of Medicine
567 students · 1.0 mi
C
Eastwick College-Nutley
456 students · 1.5 mi
D
Universal Technical Institute-Bloomfield
1,200 students · 2.5 mi
D
American Institute-Clifton
735 students · 2.9 mi
C
Felician University
2,236 students · 3.2 mi
B
Montclair State University
22,570 students · 3.8 mi
D
Bloomfield College
910 students · 4.0 mi
C
Eastern School of Acupuncture and Traditional Medicine
50 students · 4.2 mi

Investor Insight: With 3,024 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Clifton, NJ?

The median home value in Clifton, NJ is roughly $585K. That puts it reasonable relative to the NJ statewide average.

Is the tenant base reliable in Clifton, NJ?

Expect a solid tenant pool in Clifton, NJ. The rental market absorbs $2,358/mo rents without meaningful friction.

Is NJ a landlord-friendly state?

Clifton, NJ operates under NJ law, which is tenant-protective overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

How strong are rents in Clifton, NJ?

Average rent in Clifton, NJ is approximately $2,358/mo per month. Against $585K home values that yields a reasonable rent-to-price ratio.

How viable is house hacking in Clifton, NJ?

For house hackers, Clifton, NJ is a challenging. The $2,358/mo rent on a unit helps defray the mortgage on a $585K property.

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How 07014 ranks in New York-Newark-Jersey City, NY-NJ-PA

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