Real Estate Investing in Clifton, New Jersey (07012)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07012 (Clifton, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Clifton, NJ (07012)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07012 Clifton
ZIP 07012 inside Passaic County looks affordable on the surface — median value of $666K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $666K asset, 07012 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader NJ picture, 07012 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 07012 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 07012 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Clifton:
Property Strategy for 07012
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $632,391 | $2,760 | 3.1% | +9.2% | $210,797 |
| 4BR | $678,991 | $3,520 | 3.7% | +9.3% | $169,748 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 07012 Compare?
| Metric | 07012 | Clifton | New Jersey |
|---|---|---|---|
| Home Value | $666,388 | $617,327 | $559,826 |
| 5-Year CAGR | 7.3% | 6.7% | 8.4% |
| Avg Rent | $2,961 | $2,605 | - |
| Cap Rate | 3.5% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07012 (Clifton, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $666,388 |
| Monthly Rent | $2,961 |
| Price-to-Rent | 18.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.5% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +7.9% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07012
Population: 15,153
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07012
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Berkeley Elementary School
Brookdale Elementary School
Carteret Elementary School
Demarest Elementary School
Ellen Ochoa School Number 22
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,024 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Clifton, NJ?
In Clifton, NJ the significant play is typically careful cash-flow rentals with hands-on management. The combination of $666K prices and $2,961/mo rents suits that approach.
What is the investability score for Clifton, NJ?
Yes - Clifton, NJ a 3.0/5 investability score. With $666K home prices against $2,961/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is it easy to find good tenants in Clifton, NJ?
The renter base in Clifton, NJ is reasonable for the $2,961/mo price point. Screening well and pricing to market typically yields predictable tenants.
Can I house hack in Clifton, NJ?
Clifton, NJ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,961/mo rent level.
Does Clifton, NJ favor landlords or tenants?
Clifton, NJ operates under NJ law, which is tenant-protective overall for landlords. Expect predictable treatment in typical lease and eviction cases.
You know 07012 now. You don’t know where it ranks.
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How 07012 ranks in New York-Newark-Jersey City, NY-NJ-PA
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