Real Estate Investing in Clifton, New Jersey (07013)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Passaic County • Population: 29,419 • Data updated: September 2026

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Should you buy in 07013 (Clifton, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Clifton, NJ (07013)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $638,113
Avg Monthly Rent $2,621
1% Rule ✗ Does Not Meet
Median Income $113,991
% Renters 27.3%

Market Analysis: 07013 Clifton

ZIP 07013 inside Passaic County looks affordable on the surface — median value of $638K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $2,621/mo on a $638K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 07013 sits below the stated 0.0% once reality is priced in.

From an investor standpoint, 07013 offers a low basis, the region around Clifton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 07013 ZIP's population of 29,419 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Experienced landlords with local relationships tend to find 07013 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clifton:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,621/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07013

Which property type performs best in this market?

Best for Cash Flow
4BR
3.7% cap rate
Best for Appreciation
4BR
+9.1% 5yr CAGR
Best Overall Value
5BR
$160,880/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $522,432 $2,360 3.3% +8.5% $261,216
3BR $638,980 $2,880 3.2% +9.0% $212,993
4BR $709,524 $3,670 3.7% +9.1% $177,381
5BR $804,400 +8.8% $160,880

Market Trends

Home Value History (with trend line)

$666K$589K$511K$433K$356K$278KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,735$2,628$2,521$2,414$2,307$2,200Mar 2025Nov 2025Jul 2026

📊 How Does 07013 Compare?

Metric 07013 Clifton New Jersey
Home Value $638,113 $617,327 $559,826
5-Year CAGR 6.6% 6.7% 8.4%
Avg Rent $2,621 $2,605 -
Cap Rate 3.2% 3.3% -
💡 Why Invest in 07013? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07013 (Clifton, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $638,113
Monthly Rent $2,621
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year +12.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07013

Population: 29,419

💰 Median Household Income
$113,991
This area
$113,991
State
$113,906
USA
$74,580
🏠 Renter Occupied
27.3%
This area
27.3%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-9.5%
USA
3.7%
🎓 College Educated
42.8%
This area
42.8%
State
25.9%
USA
33.7%
👤 Median Age
44.7 years
This area
44.7 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.4%
This area
2.4%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 63.8%
Other/Mixed 21.9%
Hispanic/Latino 17.1%
Asian 11.4%
Black/African American 2.9%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
23.3%
This area
23.3%
USA
17.3%
📊 Poverty Rate
4.3%
This area
4.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07013

A+ Avg School Grade
6 Schools
11.7:1 Avg Class Size
$26,590 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

School #2

📚 K – 05 Elementary
👥
400 Students
👨‍🏫
11.8:1 Class Size
💰
$26,590 Per Student
A+ Excellent

School #5

📚 K – 05 Elementary
👥
417 Students
👨‍🏫
11.3:1 Class Size
💰
$26,590 Per Student
A+ Excellent

School #16

📚 K – 05 Elementary
👥
209 Students
👨‍🏫
9.5:1 Class Size
💰
$26,590 Per Student
A+ Excellent

School #13

📚 K – 05 Elementary
👥
461 Students
👨‍🏫
12.5:1 Class Size
💰
$26,590 Per Student
A+ Excellent

Woodrow Wilson Middle School

📚 06 – 08 Middle
👥
1,232 Students
👨‍🏫
10.9:1 Class Size
💰
$26,590 Per Student
B+ Above Average

Clifton High School

📚 09 – 12 High School
👥
3,141 Students
👨‍🏫
14.2:1 Class Size
💰
$26,590 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Beatrice Gilmore School

📚 03 – 05 Elementary
📍 1075 MCBRIDE AVENUE, Woodland Park
👥
371 Students
👨‍🏫
12.0:1 Class Size
💰
$23,648 Per Student
A+ Excellent

Charles J. Riley/ School 9

📚 Pre-K – 08 School
📍 6 TIMOTHY STREET, PATERSON
👥
726 Students
👨‍🏫
11.7:1 Class Size
💰
$31,953 Per Student
A+ Excellent

Dr. Hani Awadallah School

📚 Pre-K – 08 School
📍 515 MARSHALL STREET, PATERSON
👥
564 Students
👨‍🏫
10.5:1 Class Size
💰
$31,953 Per Student
A+ Excellent

Dr. Martin Luther King Jr. Educational Complex

📚 Pre-K – 08 School
📍 851 E 28TH STREET, PATERSON
👥
505 Students
👨‍🏫
11.9:1 Class Size
💰
$31,953 Per Student
A+ Excellent

Edward W. Kilpatrick

📚 Pre-K – 03 Elementary
📍 295-315 ELLISON STREET, PATERSON
👥
300 Students
👨‍🏫
10.7:1 Class Size
💰
$31,953 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,131 Off-Campus Students
B
Montclair State University
22,570 students · 1.5 mi
D
Universal Technical Institute-Bloomfield
1,200 students · 2.0 mi
C
Berkeley College-Woodland Park
2,007 students · 2.2 mi
D
American Institute-Clifton
735 students · 2.2 mi
C
Hackensack Meridian School of Medicine
567 students · 2.6 mi
C
Hohokus School of Trade and Technical Sciences
134 students · 3.0 mi
C
Passaic County Community College
5,165 students · 3.4 mi
C
Felician University
2,236 students · 4.0 mi

Investor Insight: With 5,131 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Clifton, NJ rate as a rental market?

Clifton, NJ scores 3.0/5 for investability. Home values sit at $638K and rents near $2,621/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What strategy should investors use in Clifton, NJ?

Investors usually favor careful cash-flow rentals with hands-on management in Clifton, NJ. With home values at $638K and rents near $2,621/mo, other strategies can work but produce reliable rather than outsized returns.

Are homes affordable in Clifton, NJ?

Clifton, NJ median home values land near $638K. That is reasonable territory for investors looking at $2,621/mo-per-month rentals.

How viable is house hacking in Clifton, NJ?

The house hack math a challenging in Clifton, NJ. Owner-occupant buyers benefit from the $2,621/mo rents and $638K home values.

What is the typical rental rate in Clifton, NJ?

The typical rental in Clifton, NJ commands about $2,621/mo monthly. That rent profile consistent cash flow against the $638K purchase basis.

You know 07013 now. You don’t know where it ranks.

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How 07013 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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