Real Estate Investing in Lowell, Vermont (05847)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orleans County • Population: 1,154 • Data updated: September 2026

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Should you buy in 05847 (Lowell, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 36.1% of homes vacant — above national norms.
  • Higher unemployment: 11.8% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lowell, VT (05847)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $246,066
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income $48,438
% Renters 12.9%

Market Analysis: 05847 Lowell

Not every below-median market is a bargain. Lowell's 05847 ZIP sits at signals that favor experienced operators who can absorb the risk $246K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $246K asset, 05847 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 05847 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Turning to rents, 1,154 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. resilient returns are possible in 05847, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lowell:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+10.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$258K$229K$201K$173K$145K$116KJan 2012May 2019Jul 2026

📊 How Does 05847 Compare?

Metric 05847 Lowell Vermont
Home Value $246,066 $246,066 $387,631
5-Year CAGR 5.1% 5.1% 6.4%
Avg Rent $1,098 $1,098 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 05847? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05847 (Lowell, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $246,066
Monthly Rent $1,098
Price-to-Rent 18.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +10.0% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.1%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.1%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05847

Population: 1,154

💰 Median Household Income
$48,438
This area
$48,438
State
$75,625
USA
$74,580
🏠 Renter Occupied
12.9%
This area
12.9%
State
19.3%
USA
34.0%
💼 Unemployment Rate
11.8%
This area
11.8%
State
-24.2%
USA
3.7%
🎓 College Educated
14.6%
This area
14.6%
State
2.9%
USA
33.7%
👤 Median Age
35.6 years
This area
35.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
36.1%
This area
36.1%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 8.1%
Hispanic/Latino 6.1%
Black/African American 0.4%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
11.2%
This area
11.2%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05847

A Avg School Grade
1 Schools
6.5:1 Avg Class Size
$24,750 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Lowell Graded School

📚 Pre-K – 08 School
👥
79 Students
👨‍🏫
6.5:1 Class Size
💰
$24,750 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Sterling College
78 students · 10.3 mi

Frequently Asked Questions

How strict are landlord regulations in Lowell, VT?

VT ranks as a balanced state for landlord-tenant law. Lowell generally follows the statewide framework, so landlords face reasonable operating rules.

Is it easy to find good tenants in Lowell, VT?

Lowell, VT draws a steady base of working renters. Demand at the $1,098/mo rent level is reasonable for standard single-family and small multi rentals.

What is the typical home price in Lowell, VT?

Lowell, VT home values average about $246K. That price point suits investors targeting rentals with $1,098/mo in monthly income.

Can owner-occupants cash flow in Lowell, VT?

For house hackers, Lowell, VT is a challenging. The $1,098/mo rent on a unit helps defray the mortgage on a $246K property.

How much do tenants pay in Lowell, VT?

Rental rates in Lowell, VT average $1,098/mo. Tenant demand and $246K home values make the yield look reasonable by investor standards.

You know 05847 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05847 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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