Real Estate Investing in Westfield, Vermont (05874)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orleans County • Population: 655 • Data updated: September 2026

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Should you buy in 05874 (Westfield, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Westfield, VT (05874)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $353,781
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $86,979
% Renters 6.0%

Market Analysis: 05874 Westfield

This part of Orleans County is not an easy win. The 05874 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 05874 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 05874 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 05874 ZIP's population of 655 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Westfield:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+12.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$367K$329K$290K$252K$213K$175KFeb 2016May 2021Jul 2026

📊 How Does 05874 Compare?

Metric 05874 Westfield Vermont
Home Value $353,781 $353,781 $387,631
5-Year CAGR 5.9% 5.9% 6.4%
Avg Rent $1,044 $1,044 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 05874? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05874 (Westfield, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $353,781
Monthly Rent $1,044
Price-to-Rent 28.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +12.9% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.6%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05874

Population: 655

💰 Median Household Income
$86,979
This area
$86,979
State
$75,625
USA
$74,580
🏠 Renter Occupied
6.0%
This area
6.0%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-24.2%
USA
3.7%
🎓 College Educated
29.7%
This area
29.7%
State
2.9%
USA
33.7%
👤 Median Age
44.1 years
This area
44.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
28.6%
This area
28.6%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 87.8%
Asian 8.5%
Other/Mixed 3.6%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
8.1%
This area
8.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Which investment style suits Westfield, VT?

For Westfield, VT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How deep is the rental pool in Westfield, VT?

Westfield, VT offers a reliable renter base at the $1,044/mo rent level. Tenant turnover is reasonable for well-managed properties.

What monthly rent should investors expect in Westfield, VT?

Expect rents around $1,044/mo per month in Westfield, VT. With home values at $354K, the yield math works out to reasonable levels for rental investors.

Are landlord laws favorable in Westfield, VT?

VT law balanced for landlords, and Westfield inherits those rules. Investors should still review local ordinances for rental licensing.

What is the median home value in Westfield, VT?

Median home price in Westfield, VT is near $354K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

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