Real Estate Investing in Richford, Vermont (05476)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05476 (Richford, VT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Richford, VT (05476)?
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Market Analysis: 05476 Richford
Investors eyeing 05476 need to respect the fundamentals at play. Home values of $262K come alongside slower price movement and elevated management overhead.
Rent of $1,575/mo on a $262K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05476 sits below the stated 0.0% once reality is priced in.
Put differently, 05476 offers a low basis, the region around Richford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 05476 ZIP's population of 3,217 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Strategy in 05476 is an operator game, not a passive one. Put differently, entry prices of $262K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Richford:
Market Trends
Home Value History (with trend line)
📊 How Does 05476 Compare?
| Metric | 05476 | Richford | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $262,007 | $262,007 | N/A | $387,631 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 4.7% | 4.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05476 (Richford, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $262,007 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05476
Population: 3,217
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05476
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do experienced investors play Richford, VT?
For Richford, VT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Richford in VT worth investing in?
Richford, VT rates 3.0/5 for investability. With median values at $262K and rents near $1,575/mo, the market offers reasonable fundamentals for rental investors.
How much does a house cost in Richford, VT?
The median home value in Richford, VT is roughly $262K. That puts it reasonable relative to the VT statewide average.
Is VT a landlord-friendly state?
VT ranks as a balanced state for landlord-tenant law. Richford generally follows the statewide framework, so landlords face reasonable operating rules.
How qualified is the tenant pool in Richford, VT?
Working renters make up the core of the Richford, VT tenant base. The pool is reasonable for investors targeting long-term holds.
You know 05476 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05476 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05476 ranks in Burlington-South Burlington, VT
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