Real Estate Investing in Montgomery, Vermont (05471)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05471 (Montgomery, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 42.2% of homes vacant — above national norms.
- Higher unemployment: 13.8% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Montgomery, VT (05471)?
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Market Analysis: 05471 Montgomery
Not every below-median market is a bargain. Montgomery's 05471 ZIP clocks in at signals that favor experienced operators who can absorb the risk $346K pricing implies.
The investment case in 05471 is healthy only for operators who understand what they are buying. A $346K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 05471's metrics run below Franklin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 05471 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 05471 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Montgomery:
Market Trends
Home Value History (with trend line)
📊 How Does 05471 Compare?
| Metric | 05471 | Montgomery | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $346,327 | $346,327 | N/A | $387,631 |
| 5-Year CAGR | 4.2% | 4.2% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05471 (Montgomery, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $346,327 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 18.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05471
Population: 681
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05471
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How deep is the rental pool in Montgomery, VT?
Working renters make up the core of the Montgomery, VT tenant base. The pool is reasonable for investors targeting long-term holds.
Is Montgomery, VT good for house hacking?
Montgomery, VT is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $346K price point reasonable to enter.
How expensive is real estate in Montgomery, VT?
In Montgomery, VT the median home value sits at $346K. Against the broader VT market, that reads as reasonable for most investors.
Is Montgomery, VT good for landlords?
Rental owners in Montgomery, VT deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.
Is Montgomery in VT worth investing in?
Montgomery, VT rates 3.0/5 for investability. With median values at $346K and rents near $1,575/mo, the market offers reasonable fundamentals for rental investors.
You know 05471 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05471 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05471 ranks in Burlington-South Burlington, VT
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