Real Estate Investing in Belvidere, Vermont (05442)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lamoille County • Population: 439 • Data updated: September 2026

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Should you buy in 05442 (Belvidere, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Belvidere, VT (05442)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $331,769
Avg Monthly Rent $1,818
1% Rule ✗ Does Not Meet
Median Income $85,917
% Renters 7.8%

Market Analysis: 05442 Belvidere

ZIP 05442 inside Lamoille County looks affordable on the surface — median value of $332K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $332K asset, 05442 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 05442 and stronger Belvidere ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 05442 ZIP's population of 439 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

The right play in 05442 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Belvidere:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,818/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$341K$336K$330K$325K$320K$315KOct 2023Mar 2025Jul 2026

📊 How Does 05442 Compare?

Metric 05442 Belvidere Vermont
Home Value $331,769 $331,769 $387,631
5-Year CAGR N/A N/A 6.4%
Avg Rent $1,818 $1,818 -
Cap Rate 4.3% 4.3% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05442 (Belvidere, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.3%
Fair

📊 Market Snapshot

Home Value $331,769
Monthly Rent $1,818
Price-to-Rent 15.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.4%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05442

Population: 439

💰 Median Household Income
$85,917
This area
$85,917
State
$75,625
USA
$74,580
🏠 Renter Occupied
7.8%
This area
7.8%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-24.2%
USA
3.7%
🎓 College Educated
35.2%
This area
35.2%
State
2.9%
USA
33.7%
👤 Median Age
44.1 years
This area
44.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
16.4%
This area
16.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 4.4%
Hispanic/Latino 2.2%
👶 Under 18
19.2%
This area
19.2%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What kind of tenants rent in Belvidere, VT?

Expect a solid tenant pool in Belvidere, VT. The rental market absorbs $1,818/mo rents without meaningful friction.

Is Belvidere, VT good for house hacking?

House hacking in Belvidere, VT is reasonable to execute. Prices around $332K and rents of $1,818/mo solid owner-occupant economics.

How high is vacancy risk in Belvidere, VT?

Occupancy in Belvidere, VT runs even-keeled with elevated vacancy. Well-priced units at $1,818/mo lease on reasonable timelines.

What is the typical rental rate in Belvidere, VT?

Rents in Belvidere, VT run near $1,818/mo. Compared with median home prices of $332K that produces solid gross yields for typical rentals.

What are home prices like in Belvidere, VT?

Typical homes in Belvidere, VT go for around $332K. The 5-year CAGR of 0.0% predictable price movement.

You know 05442 now. You don’t know where it ranks.

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