Real Estate Investing in Fairfield, Vermont (05448)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05448 (Fairfield, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fairfield, VT (05448)?
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Market Analysis: 05448 Fairfield
This part of Franklin County is not an easy win. The 05448 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 05448 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 05448's metrics run below Franklin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 05448 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 05448 is an operator game, not a passive one. Turning to rents, entry prices of $399K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Fairfield:
Market Trends
Home Value History (with trend line)
📊 How Does 05448 Compare?
| Metric | 05448 | Fairfield | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $398,570 | $406,688 | N/A | $387,631 |
| 5-Year CAGR | 6.3% | 7.1% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 3.1% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05448 (Fairfield, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $398,570 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 21.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05448
Population: 962
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What do rentals go for in Fairfield, VT?
The typical rental in Fairfield, VT commands about $1,575/mo monthly. That rent profile reliable cash flow against the $399K purchase basis.
Are homes affordable in Fairfield, VT?
Median home price in Fairfield, VT is near $399K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Is Fairfield, VT a good market for buy-and-hold investors?
Yes - Fairfield, VT a 3.0/5 investability score. With $399K home prices against $1,575/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the smart move for investors in Fairfield, VT?
Fairfield, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($399K prices, $1,575/mo rents) make it a reasonable choice.
Is VT a landlord-friendly state?
Rental owners in Fairfield, VT deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.
You know 05448 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05448 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05448 ranks in Burlington-South Burlington, VT
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