Real Estate Investing in Fairfax, Vermont (05454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 5,195 • Data updated: September 2026

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Should you buy in 05454 (Fairfax, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fairfax, VT (05454)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $473,272
Avg Monthly Rent $1,575
1% Rule ✗ Does Not Meet
Median Income $103,269
% Renters 18.5%

Market Analysis: 05454 Fairfax

This part of Franklin County is not an easy win. The 05454 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $473K asset, 05454 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 05454 and stronger Fairfax ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

In practical terms, 5,195 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fairfax:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,575/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Burlington-South Burlington, VT Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Burlington-South Burlington, VT metro data

Market Trends

Home Value History (with trend line)

$496K$437K$377K$317K$257K$197KJul 2006Jul 2016Jul 2026

📊 How Does 05454 Compare?

Metric 05454 Fairfax Burlington-South Burlington, VT Vermont
Home Value $473,272 $473,272 N/A $387,631
5-Year CAGR 6.2% 6.2% N/A 6.4%
Avg Rent $1,575 $1,575 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 05454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05454 (Fairfax, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $473,272
Monthly Rent $1,575
Price-to-Rent 25.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05454

Population: 5,195

💰 Median Household Income
$103,269
This area
$103,269
State
$75,625
USA
$74,580
🏠 Renter Occupied
18.5%
This area
18.5%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-24.2%
USA
3.7%
🎓 College Educated
47.6%
This area
47.6%
State
2.9%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 3.0%
Asian 1.6%
Hispanic/Latino 0.5%
👶 Under 18
27.1%
This area
27.1%
USA
22.0%
👴 65 and Over
9.5%
This area
9.5%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05454

A Avg School Grade
2 Schools
12.5:1 Avg Class Size
$14,549 Avg Per Pupil

Schools in This ZIP Code

A Very Good
👥
396 Students
👨‍🏫
10.4:1 Class Size
💰
$14,549 Per Student
A Very Good
👥
602 Students
👨‍🏫
14.6:1 Class Size
💰
$14,549 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Fairfax, VT good for house hacking?

House hacking works a challenging in Fairfax, VT. Rents of $1,575/mo against $473K acquisition make the strategy solid for owner-occupants.

What kind of market is Fairfax, VT for investors?

The 3.0/5 investability rating in Fairfax, VT reflects its $473K prices and $1,575/mo rents. Investors generally consider it a solid option within VT.

How expensive is real estate in Fairfax, VT?

Expect median prices around $473K in Fairfax, VT. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

Is vacancy a concern in Fairfax, VT?

Fairfax, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.

Is Fairfax, VT a friendly market for rental owners?

Landlord-friendliness in Fairfax, VT is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 05454 now. You don’t know where it ranks.

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How 05454 ranks in Burlington-South Burlington, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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