Real Estate Investing in Cambridge, Vermont (05464)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05464 (Cambridge, VT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 26.4% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cambridge, VT (05464)?
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Market Analysis: 05464 Cambridge
Not every below-median market is a bargain. Cambridge's 05464 ZIP comes in at signals that favor experienced operators who can absorb the risk $380K pricing implies.
Rent of $1,575/mo on a $380K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05464 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Cambridge have seen price recovery that 05464 has not matched. Lamoille County data supports the view that the spread is structural rather than temporary.
Who lives in 05464 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. resilient returns are possible in 05464, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cambridge:
Market Trends
Home Value History (with trend line)
📊 How Does 05464 Compare?
| Metric | 05464 | Cambridge | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $379,614 | $410,517 | N/A | $387,631 |
| 5-Year CAGR | 4.4% | 4.7% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 3.2% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05464 (Cambridge, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $379,614 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 20.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +0.4% ▲ |
| 3-Year CAGR | +1.0% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05464
Population: 3,125
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05464
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Cambridge, VT rate as a rental market?
Cambridge, VT reports an investability rating of 3.0/5, with median home values near $380K and average rents around $1,575/mo. That combination puts it in the resilient tier for investor interest.
What is the renter demographic in Cambridge, VT?
Expect a solid tenant pool in Cambridge, VT. The rental market absorbs $1,575/mo rents without meaningful friction.
Where do rents currently stand in Cambridge, VT?
Cambridge, VT rentals go for roughly $1,575/mo a month. That puts gross yield in solid territory relative to $380K acquisition costs.
Do landlords face vacancy issues in Cambridge, VT?
Cambridge, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.
How do experienced investors play Cambridge, VT?
In Cambridge, VT the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $380K prices and $1,575/mo rents suits that approach.
You know 05464 now. You don’t know where it ranks.
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How 05464 ranks in Burlington-South Burlington, VT
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