Real Estate Investing in Westford, Vermont (05494)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chittenden County • Population: 1,771 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05494 (Westford, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 27.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Westford, VT (05494)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $533,456
Avg Monthly Rent $1,611
1% Rule ✗ Does Not Meet
Median Income $104,313
% Renters 7.0%

Market Analysis: 05494 Westford

This part of Chittenden County is not an easy win. The 05494 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

From an investor standpoint, the numbers look inviting — $533K purchase price, 0.0% nominal cap — the work to hit that pro forma in 05494 is substantial and deserves full respect.

In the broader VT picture, 05494 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 05494 ZIP's population of 1,771 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Westford:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,611/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Burlington-South Burlington, VT Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Burlington-South Burlington, VT metro data

Market Trends

Home Value History (with trend line)

$556K$504K$453K$402K$351K$300KJan 2014May 2020Jul 2026

📊 How Does 05494 Compare?

Metric 05494 Westford Burlington-South Burlington, VT Vermont
Home Value $533,456 $533,456 N/A $387,631
5-Year CAGR 3.9% 3.9% N/A 6.4%
Avg Rent $1,611 $1,611 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 05494? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05494 (Westford, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05494 (Westford, VT)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Chittenden County

Manage rentals here? List your business →

Full Circle Property Management, Inc. is a Vermont property management firm. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $533,456
Monthly Rent $1,611
Price-to-Rent 27.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.4%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.9%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+3.9%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05494

Population: 1,771

💰 Median Household Income
$104,313
This area
$104,313
State
$75,625
USA
$74,580
🏠 Renter Occupied
7.0%
This area
7.0%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
47.8%
This area
47.8%
State
2.9%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.9%
This area
8.9%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 90.4%
Other/Mixed 9.6%
Hispanic/Latino 0.2%
Black/African American 0.1%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05494

A+ Avg School Grade
1 Schools
12.7:1 Avg Class Size
$28,529 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Westford Elementary School

📚 Pre-K – 08 School
👥
200 Students
👨‍🏫
12.7:1 Class Size
💰
$28,529 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 300 Off-Campus Students
C
Saint Michael's College
1,370 students · 10.7 mi
C
O'Briens Aveda Institute
85 students · 11.7 mi
C+
Advanced Welding Institute
97 students · 12.0 mi
B
University of Vermont
14,320 students · 12.5 mi
C+
Champlain College
3,328 students · 13.0 mi

Frequently Asked Questions

Is housing expensive in Westford, VT?

Homes in Westford, VT typically sell near $533K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Are landlord laws favorable in Westford, VT?

VT ranks as a balanced state for landlord-tenant law. Westford generally follows the statewide framework, so landlords face reasonable operating rules.

How deep is the rental pool in Westford, VT?

Tenant quality in Westford, VT ranks as solid. Landlords generally report reliable occupancy at market rents of $1,611/mo.

Do landlords face vacancy issues in Westford, VT?

Westford, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.

What does house hacking look like in Westford, VT?

Westford, VT is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $533K price point reasonable to enter.

You know 05494 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05494 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05494 ranks in Burlington-South Burlington, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05494 (Westford)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05494 (Westford, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.