Real Estate Investing in Cambridge, Vermont (05444)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05444 (Cambridge, VT)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cambridge, VT (05444)?
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Market Analysis: 05444 Cambridge
Looking more closely, ZIP 05444 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $441K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 05444 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Put differently, 05444 offers a low basis, the region around Cambridge has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 05444 ZIP's population of 1,711 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
New investors are better served looking at Cambridge's stable or hybrid ZIPs before stepping into 05444. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Cambridge:
Market Trends
Home Value History (with trend line)
📊 How Does 05444 Compare?
| Metric | 05444 | Cambridge | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $441,419 | $410,517 | N/A | $387,631 |
| 5-Year CAGR | 5.1% | 4.7% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 2.8% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05444 (Cambridge, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $441,419 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 23.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05444
Population: 1,711
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05444
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Cambridge in VT worth investing in?
With a 3.0/5 investability score, Cambridge, VT ranks as a solid market for rental property investors. Median prices of $441K and rents of $1,575/mo drive the underlying numbers.
Is vacancy a concern in Cambridge, VT?
Cambridge, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.
How much do tenants pay in Cambridge, VT?
Rental rates in Cambridge, VT average $1,575/mo. Tenant demand and $441K home values make the yield look reasonable by investor standards.
How deep is the rental pool in Cambridge, VT?
Cambridge, VT offers a consistent renter base at the $1,575/mo rent level. Tenant turnover is reasonable for well-managed properties.
How should investors approach Cambridge, VT?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Cambridge, VT. The numbers - $441K homes against $1,575/mo rents - support that play.
You know 05444 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05444 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05444 ranks in Burlington-South Burlington, VT
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