Real Estate Investing in Fairfield, Vermont (05455)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05455 (Fairfield, VT)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.4% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fairfield, VT (05455)?
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Market Analysis: 05455 Fairfield
ZIP 05455 inside Franklin County looks affordable on the surface — median value of $415K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $415K asset, 05455 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 05455 sits on the difficult end of the VT spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
On the rental side, 1,296 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 05455 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Fairfield:
Market Trends
Home Value History (with trend line)
📊 How Does 05455 Compare?
| Metric | 05455 | Fairfield | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $414,807 | $406,688 | N/A | $387,631 |
| 5-Year CAGR | 7.9% | 7.1% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05455 (Fairfield, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $414,807 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 22.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +10.2% ▲ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05455
Population: 1,296
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05455
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does Fairfield, VT favor landlords or tenants?
VT law balanced for landlords, and Fairfield inherits those rules. Investors should still review local ordinances for rental licensing.
How strong is tenant demand in Fairfield, VT?
The renter base in Fairfield, VT is reasonable for the $1,575/mo price point. Screening well and pricing to market typically yields predictable tenants.
Is Fairfield in VT worth investing in?
The 3.0/5 investability rating in Fairfield, VT reflects its $415K prices and $1,575/mo rents. Investors generally consider it a solid option within VT.
Can I house hack in Fairfield, VT?
The a challenging house-hack environment in Fairfield, VT reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How much does a house cost in Fairfield, VT?
Fairfield, VT median home values land near $415K. That is reasonable territory for investors looking at $1,575/mo-per-month rentals.
You know 05455 now. You don’t know where it ranks.
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How 05455 ranks in Burlington-South Burlington, VT
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