Real Estate Investing in Highgate, Vermont (05459)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 2,003 • Data updated: September 2026

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Should you buy in 05459 (Highgate, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Highgate, VT (05459)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $346,023
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income $76,364
% Renters 19.2%

Market Analysis: 05459 Highgate

The 05459 ZIP in Highgate, VT is a local-operator market. Outside capital chasing a $346K entry has to pair deep knowledge with the discount.

Rent of $1,755/mo on a $346K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05459 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 05459 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Meanwhile, 2,003 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 05459 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Highgate:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Burlington-South Burlington, VT Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Burlington-South Burlington, VT metro data

Market Trends

Home Value History (with trend line)

$361K$317K$272K$228K$183K$138KJul 2006Jul 2016Jul 2026

📊 How Does 05459 Compare?

Metric 05459 Highgate Burlington-South Burlington, VT Vermont
Home Value $346,023 $346,023 N/A $387,631
5-Year CAGR 6.0% 6.0% N/A 6.4%
Avg Rent $1,755 $1,755 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 05459? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05459 (Highgate, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+6.0%
Moderate

📊 Market Snapshot

Home Value $346,023
Monthly Rent $1,755
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05459

Population: 2,003

💰 Median Household Income
$76,364
This area
$76,364
State
$75,625
USA
$74,580
🏠 Renter Occupied
19.2%
This area
19.2%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-24.2%
USA
3.7%
🎓 College Educated
10.5%
This area
10.5%
State
2.9%
USA
33.7%
👤 Median Age
36.3 years
This area
36.3 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 83.7%
Other/Mixed 16.3%
Hispanic/Latino 5.1%
👶 Under 18
15.4%
This area
15.4%
USA
22.0%
👴 65 and Over
21.2%
This area
21.2%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05459

A+ Avg School Grade
1 Schools
11.1:1 Avg Class Size
$25,903 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Highgate Elementary School

📚 Pre-K – 06 School
👥
274 Students
👨‍🏫
11.1:1 Class Size
💰
$25,903 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do experienced investors play Highgate, VT?

A careful cash-flow rentals with hands-on management strategy Highgate, VT best. The market produces stable results for that approach at the $346K price point.

Is it easy to find good tenants in Highgate, VT?

Expect a solid tenant pool in Highgate, VT. The rental market absorbs $1,755/mo rents without meaningful friction.

Is Highgate, VT a friendly market for rental owners?

VT ranks as a balanced state for landlord-tenant law. Highgate generally follows the statewide framework, so landlords face reasonable operating rules.

Should investors worry about vacancy in Highgate, VT?

Highgate, VT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Can I house hack in Highgate, VT?

House hacking works a challenging in Highgate, VT. Rents of $1,755/mo against $346K acquisition make the strategy solid for owner-occupants.

You know 05459 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05459 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05459 ranks in Burlington-South Burlington, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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