Real Estate Investing in Alburgh, Vermont (05440)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05440 (Alburgh, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 45.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Alburgh, VT (05440)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 05440 Alburgh
Stepping back, ZIP 05440 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $333K median. It rewards specialists, not generalists.
For an experienced owner, 05440 can be a worth a close look for hunting ground — but the discount at $333K reflects genuine risk that outside investors often underestimate.
Within VT, ZIP 05440 trails on several market indicators that neighboring Grand Isle County submarkets outperform. The gap is real and substantial enough to shape underwriting.
Resident income in 05440 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. substantial returns are possible in 05440, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Alburgh:
Market Trends
Home Value History (with trend line)
📊 How Does 05440 Compare?
| Metric | 05440 | Alburgh | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $332,619 | $332,619 | N/A | $387,631 |
| 5-Year CAGR | 5.3% | 5.3% | N/A | 6.4% |
| Avg Rent | $1,575 | $1,575 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05440 (Alburgh, VT). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 05440 (Alburgh, VT)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $332,619 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 17.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05440
Population: 1,802
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05440
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do rentals go for in Alburgh, VT?
The typical rental in Alburgh, VT commands about $1,575/mo monthly. That rent profile stable cash flow against the $333K purchase basis.
Which investment style suits Alburgh, VT?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Alburgh, VT. The numbers - $333K homes against $1,575/mo rents - support that play.
What is the rental occupancy rate in Alburgh, VT?
Alburgh, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.
How expensive is real estate in Alburgh, VT?
Alburgh, VT home values average about $333K. That price point suits investors targeting rentals with $1,575/mo in monthly income.
Is Alburgh, VT a good place for real estate investing?
Investors tracking Alburgh, VT will find a 3.0/5 rating supported by $333K median home values and $1,575/mo rents. That profile suits long-term holders targeting stable returns.
You know 05440 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05440 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05440 ranks in Burlington-South Burlington, VT
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 05440 (Alburgh)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 05440 (Alburgh, VT).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.