Real Estate Investing in Champlain, New York (12919)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12919 (Champlain, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Champlain, NY (12919)?
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Market Analysis: 12919 Champlain
This part of Clinton County is not an easy win. The 12919 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 12919 can be a a strong candidate for hunting ground — but the discount at $205K reflects genuine risk that outside investors often underestimate.
Regionally, 12919 sits on the difficult end of the NY spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 12919 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. robust returns are possible in 12919, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Champlain:
Property Strategy for 12919
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $163,308 | $1,260 | 5.6% | +5.9% | $81,654 |
| 3BR | $201,726 | $1,510 | 5.4% | +7.0% | $67,242 |
| 4BR | $206,888 | $1,670 | 5.8% | +6.2% | $51,722 |
Market Trends
Home Value History (with trend line)
📊 How Does 12919 Compare?
| Metric | 12919 | Champlain | Plattsburgh, NY | New York |
|---|---|---|---|---|
| Home Value | $205,159 | $205,159 | N/A | $505,608 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.6% |
| Avg Rent | $1,134 | $1,134 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12919 (Champlain, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $205,159 |
| Monthly Rent | $1,134 |
| Price-to-Rent | 15.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12919
Population: 2,789
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12919
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is real estate in Champlain, NY a good investment right now?
Investors tracking Champlain, NY will find a 3.0/5 rating supported by $205K median home values and $1,134/mo rents. That profile suits long-term holders targeting steady returns.
What is the typical vacancy rate in Champlain, NY?
Expect elevated vacancy in Champlain, NY. Rents at $1,134/mo are absorbed by the tenant base without meaningful lag.
Is Champlain, NY better for rentals, flips, or BRRRR?
The best-fit strategy in Champlain, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Can I house hack in Champlain, NY?
The house hack math a challenging in Champlain, NY. Owner-occupant buyers benefit from the $1,134/mo rents and $205K home values.
What are rental rates like in Champlain, NY?
Champlain, NY rentals go for roughly $1,134/mo a month. That puts gross yield in solid territory relative to $205K acquisition costs.
You know 12919 now. You don’t know where it ranks.
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How 12919 ranks in Plattsburgh, NY
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