Real Estate Investing in Mooers, New York (12958)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12958 (Mooers, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mooers, NY (12958)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12958 Mooers
This part of Clinton County is not an easy win. The 12958 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 12958 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within NY, ZIP 12958 trails on several market indicators that neighboring Clinton County submarkets outperform. The gap is real and durable enough to shape underwriting.
The 12958 ZIP's population of 1,650 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Distressed ZIPs reward experience. durable returns are possible in 12958, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Mooers:
Property Strategy for 12958
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $129,802 | $1,210 | 6.7% | +4.6% | $64,901 |
| 3BR | $186,748 | $1,450 | 5.6% | +6.4% | $62,249 |
| 4BR | $195,922 | $1,600 | 5.9% | +5.3% | $48,980 |
Market Trends
Home Value History (with trend line)
📊 How Does 12958 Compare?
| Metric | 12958 | Mooers | Plattsburgh, NY | New York |
|---|---|---|---|---|
| Home Value | $194,620 | $194,620 | N/A | $505,608 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 6.6% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 4.4% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12958 (Mooers, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 12958 (Mooers, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $194,620 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 14.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.4% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +12.1% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12958
Population: 1,650
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12958
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are there empty rentals in Mooers, NY?
Vacancy risk in Mooers, NY is elevated. That supports consistent cash flow for typical rental holds.
What do rentals go for in Mooers, NY?
Mooers, NY rentals go for roughly $1,089/mo a month. That puts gross yield in solid territory relative to $195K acquisition costs.
What is the smart move for investors in Mooers, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Mooers, NY. With home values at $195K and rents near $1,089/mo, other strategies can work but produce predictable rather than outsized returns.
How strict are landlord regulations in Mooers, NY?
Mooers, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Is housing expensive in Mooers, NY?
Typical homes in Mooers, NY go for around $195K. The 5-year CAGR of 0.0% stable price movement.
You know 12958 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12958 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12958 ranks in Plattsburgh, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 12958 (Mooers)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 12958 (Mooers, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.