Real Estate Investing in Plymouth, New Hampshire (03264)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grafton County • Population: 6,911 • Data updated: September 2026

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Should you buy in 03264 (Plymouth, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Plymouth, NH (03264)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $383,440
Avg Monthly Rent $1,728
1% Rule ✗ Does Not Meet
Median Income $72,025
% Renters 44.2%

Market Analysis: 03264 Plymouth

The 03264 ZIP in Plymouth, NH is a local-operator market. Outside capital chasing a $383K entry has to pair deep knowledge with the discount.

Meanwhile, the numbers look inviting — $383K purchase price, 0.0% nominal cap — the work to hit that pro forma in 03264 is substantial and deserves full respect.

Turning to rents, 03264 offers a low basis, the region around Plymouth has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A durable renter share of 44% in 03264 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Plymouth's stable or hybrid ZIPs before stepping into 03264. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Plymouth:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,728/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data
🏠

Property Strategy for 03264

Which property type performs best in this market?

Best for Cash Flow
3BR
4.6% cap rate
Best for Appreciation
2BR
+12.2% 5yr CAGR
Best Overall Value
4BR
$116,691/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $311,395 $1,920 4.4% +12.2% $155,698
3BR $407,170 $2,600 4.6% +10.7% $135,723
4BR $466,765 $2,650 4.1% +11.4% $116,691

Market Trends

Home Value History (with trend line)

$402K$353K$303K$253K$203K$154KJul 2006Jul 2016Jul 2026

📊 How Does 03264 Compare?

Metric 03264 Plymouth Lebanon, NH-VT New Hampshire
Home Value $383,440 $383,440 N/A $496,656
5-Year CAGR 7.9% 7.9% N/A 9.6%
Avg Rent $1,728 $1,728 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 03264? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03264 (Plymouth, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $383,440
Monthly Rent $1,728
Price-to-Rent 18.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03264

Population: 6,911

💰 Median Household Income
$72,025
This area
$72,025
State
$93,430
USA
$74,580
🏠 Renter Occupied
44.2%
This area
44.2%
State
18.9%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-6.0%
USA
3.7%
🎓 College Educated
44.5%
This area
44.5%
State
29.2%
USA
33.7%
👤 Median Age
33.0 years
This area
33.0 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
20.7%
This area
20.7%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Other/Mixed 5.8%
Hispanic/Latino 4.2%
Black/African American 3.1%
Asian 1.6%
👶 Under 18
12.5%
This area
12.5%
USA
22.0%
👴 65 and Over
14.0%
This area
14.0%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03264

A Avg School Grade
3 Schools
13.5:1 Avg Class Size
$25,256 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Plymouth Elementary School

📚 Pre-K – 08 School
👥
384 Students
👨‍🏫
9.3:1 Class Size
💰
$25,285 Per Student
A+ Excellent

Plymouth Regional High School

📚 09 – 13 High School
👥
642 Students
👨‍🏫
12.1:1 Class Size
💰
$25,227 Per Student
C Below Average

Mountain Village Charter School

📚 01 – 08 School Charter
👥
114 Students
👨‍🏫
19.0:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Plymouth State University
3,839 students · 2.3 mi

Frequently Asked Questions

How much rent can I charge in Plymouth, NH?

Average rent in Plymouth, NH is approximately $1,728/mo per month. Against $383K home values that yields a reasonable rent-to-price ratio.

What approach is best for Plymouth, NH real estate?

Plymouth, NH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($383K prices, $1,728/mo rents) make it a reasonable choice.

What is the investability score for Plymouth, NH?

With a 3.0/5 investability score, Plymouth, NH ranks as a solid market for rental property investors. Median prices of $383K and rents of $1,728/mo drive the underlying numbers.

Is Plymouth, NH good for house hacking?

Plymouth, NH offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,728/mo rent level.

How tight is the rental market in Plymouth, NH?

Plymouth, NH sees elevated vacancy, which is reasonable relative to the broader NH rental market.

You know 03264 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03264 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03264 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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