Real Estate Investing in Rumney, New Hampshire (03266)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03266 (Rumney, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 36.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rumney, NH (03266)?
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Market Analysis: 03266 Rumney
The 03266 ZIP in Rumney, NH is a local-operator market. Outside capital chasing a $361K entry has to pair deep knowledge with the discount.
Rent of $1,260/mo on a $361K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 03266 sits below the stated 0.0% once reality is priced in.
On balance, 03266 offers a low basis, the region around Rumney has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 03266 ZIP's population of 2,075 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Experienced landlords with local relationships tend to find 03266 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Rumney:
Property Strategy for 03266
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $201,110 | $1,070 | 3.8% | +11.5% | $201,110 |
| 2BR | $305,269 | $1,400 | 3.3% | +12.2% | $152,635 |
| 3BR | $359,810 | $1,900 | 3.8% | +10.4% | $119,937 |
| 4BR | $434,277 | $1,930 | 3.2% | +12.1% | $108,569 |
Market Trends
Home Value History (with trend line)
📊 How Does 03266 Compare?
| Metric | 03266 | Rumney | Lebanon, NH-VT | New Hampshire |
|---|---|---|---|---|
| Home Value | $360,837 | $360,837 | N/A | $496,656 |
| 5-Year CAGR | 8.9% | 8.9% | N/A | 9.6% |
| Avg Rent | $1,260 | $1,260 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03266 (Rumney, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $360,837 |
| Monthly Rent | $1,260 |
| Price-to-Rent | 23.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +8.9% ▲ |
| 10-Year CAGR | +9.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03266
Population: 2,075
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03266
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Rumney, NH a smart market for rental property?
Rumney, NH comes in at an investability rating of 3.0/5, with median home values near $361K and average rents around $1,260/mo. That combination puts it in the impressive tier for investor interest.
What kind of vacancy should I budget for in Rumney, NH?
Expect elevated vacancy in Rumney, NH. Rents at $1,260/mo are absorbed by the tenant base without meaningful lag.
What is the best play in Rumney, NH?
The best-fit strategy in Rumney, NH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Rumney, NH good for landlords?
Rumney, NH operates under NH law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
Are rents high in Rumney, NH?
Average rent in Rumney, NH is approximately $1,260/mo per month. Against $361K home values that yields a reasonable rent-to-price ratio.
You know 03266 now. You don’t know where it ranks.
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How 03266 ranks in Lebanon, NH-VT
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