Real Estate Investing in Bristol, New Hampshire (03222)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grafton County • Population: 6,135 • Data updated: September 2026

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Should you buy in 03222 (Bristol, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 40.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bristol, NH (03222)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $440,630
Avg Monthly Rent $1,701
1% Rule ✗ Does Not Meet
Median Income $76,497
% Renters 20.5%

Market Analysis: 03222 Bristol

The 03222 ZIP covers a section of Bristol that demands careful diligence. Prices near $441K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 03222 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 03222's metrics run below Grafton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 03222 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Bristol's stable or hybrid ZIPs before stepping into 03222. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bristol:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,701/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data
🏠

Property Strategy for 03222

Which property type performs best in this market?

Best for Cash Flow
1BR
4.0% cap rate
Best for Appreciation
1BR
+12.1% 5yr CAGR
Best Overall Value
5BR
$132,126/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $257,383 $1,440 4.0% +12.1% $257,383
2BR $374,102 $1,890 3.6% +11.9% $187,051
3BR $471,476 $2,560 3.9% +12.0% $157,159
4BR $538,937 $2,600 3.5% +11.2% $134,734
5BR $660,628 +10.8% $132,126

Market Trends

Home Value History (with trend line)

$464K$397K$330K$263K$196K$129KJul 2006Jul 2016Jul 2026

📊 How Does 03222 Compare?

Metric 03222 Bristol Lebanon, NH-VT New Hampshire
Home Value $440,630 $440,630 N/A $496,656
5-Year CAGR 8.0% 8.0% N/A 9.6%
Avg Rent $1,701 $1,701 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 03222? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03222 (Bristol, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+8.0%
Strong

📊 Market Snapshot

Home Value $440,630
Monthly Rent $1,701
Price-to-Rent 21.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
40.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03222

Population: 6,135

💰 Median Household Income
$76,497
This area
$76,497
State
$93,430
USA
$74,580
🏠 Renter Occupied
20.5%
This area
20.5%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-6.0%
USA
3.7%
🎓 College Educated
27.1%
This area
27.1%
State
29.2%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
40.7%
This area
40.7%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 4.3%
Asian 2.4%
Hispanic/Latino 1.5%
Black/African American 0.1%
👶 Under 18
17.8%
This area
17.8%
USA
22.0%
👴 65 and Over
22.8%
This area
22.8%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03222

A+ Avg School Grade
4 Schools
12.5:1 Avg Class Size
$21,946 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Newfound Regional High School

📚 09 – 13 High School
👥
383 Students
👨‍🏫
12.0:1 Class Size
💰
$21,946 Per Student
A+ Excellent

Newfound Memorial Middle School

📚 06 – 08 Middle
👥
282 Students
👨‍🏫
10.5:1 Class Size
💰
$21,946 Per Student
A+ Excellent

Bristol Elementary School

📚 K – 05 Elementary
👥
203 Students
👨‍🏫
13.4:1 Class Size
💰
$21,946 Per Student
A Very Good

Bridgewater-Hebron Village School

📚 Pre-K – 05 Elementary
👥
154 Students
👨‍🏫
14.1:1 Class Size
💰
$21,946 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Plymouth State University
3,839 students · 10.1 mi

Frequently Asked Questions

How does Bristol, NH stack up for property investment?

With a 3.0/5 investability score, Bristol, NH ranks as a solid market for rental property investors. Median prices of $441K and rents of $1,701/mo drive the underlying numbers.

Is vacancy a concern in Bristol, NH?

Occupancy in Bristol, NH runs consistent with elevated vacancy. Well-priced units at $1,701/mo lease on reasonable timelines.

How should investors approach Bristol, NH?

Investors usually favor careful cash-flow rentals with hands-on management in Bristol, NH. With home values at $441K and rents near $1,701/mo, other strategies can work but produce measured rather than outsized returns.

What is the average home sale price in Bristol, NH?

Bristol, NH median home values land near $441K. That is reasonable territory for investors looking at $1,701/mo-per-month rentals.

What do landlords charge for rent in Bristol, NH?

The typical rental in Bristol, NH commands about $1,701/mo monthly. That rent profile consistent cash flow against the $441K purchase basis.

You know 03222 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03222 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03222 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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