Real Estate Investing in Oxford, Massachusetts (01540)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01540 (Oxford, MA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford, MA (01540)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01540 Oxford
Not every below-median market is a bargain. Oxford's 01540 ZIP stands at signals that favor experienced operators who can absorb the risk $441K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $441K asset, 01540 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 01540 among MA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 01540 includes headwinds that any investor should price in. Income distribution skews lower than Oxford averages, and tenant stability requires active management.
The 01540 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Oxford:
Property Strategy for 01540
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $352,549 | $1,680 | 3.4% | +8.6% | $176,275 |
| 3BR | $432,187 | $2,080 | 3.5% | +7.9% | $144,062 |
| 4BR | $517,921 | $2,310 | 3.2% | +8.4% | $129,480 |
| 5BR | $513,576 | — | — | +8.5% | $102,715 |
Market Trends
Home Value History (with trend line)
📊 How Does 01540 Compare?
| Metric | 01540 | Oxford | Worcester, MA-CT | Massachusetts |
|---|---|---|---|---|
| Home Value | $441,005 | $430,841 | N/A | $645,115 |
| 5-Year CAGR | 6.1% | 5.9% | N/A | 7.0% |
| Avg Rent | $1,512 | $1,544 | N/A | - |
| Cap Rate | 2.7% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01540 (Oxford, MA). Anonymous, moderated, never written by AI.
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Property managers serving Worcester County
Manage rentals here? List your business →Ruane Property Management LLC offers commercial and residential property management services. summary from their website
AP Services MA offers services to build, manage, and maintain properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $441,005 |
| Monthly Rent | $1,512 |
| Price-to-Rent | 24.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01540
Population: 11,521
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01540
Schools in This ZIP Code
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We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are landlord laws favorable in Oxford, MA?
Rental owners in Oxford, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
Is it easy to find good tenants in Oxford, MA?
Tenant demand in Oxford, MA is solid. The local workforce $1,512/mo rents across most rental classes.
What is the average home sale price in Oxford, MA?
Expect median prices around $441K in Oxford, MA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
How does Oxford, MA stack up for property investment?
Yes - Oxford, MA a 3.0/5 investability score. With $441K home prices against $1,512/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much do tenants pay in Oxford, MA?
Expect rents around $1,512/mo per month in Oxford, MA. With home values at $441K, the yield math works out to reasonable levels for rental investors.
You know 01540 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01540 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01540 ranks in Worcester, MA-CT
Every ZIP in this metro, ranked. Free.
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